Hi there, Mrs. 1500 today, getting kind of a late start this morning.
Today, I want to know what YOU want to know. Are there any questions you are grappling with, financial or slightly otherwise, that you would like to pose to the readers?
But first, let’s recap last week with Mr. 1500′s question, How do you keep track of your spending?
Mario from DebtBLAG recommends Mint.com, saying “It’s far more powerful than people give it credit for. It’s got lots of options for customization, entering cash purchases, splitting up purchases (if, for example, you put a whole dinner for four on your card and accept cash), and so forth.” Emily from EvolvingPF, Mrs. PoP from Planting Our Pennies, and Refine. Rinse. Repeat. all give Mint their thumbs up, too.
Allie from Allie’s Everyday Adventures and reader Nicki both recommend the GoodBudget app, which allows you to set up virtual envelopes, fill them with “cash” and as you enter your purchases, it deducts the cash from the appropriate envelope. It is available for both iPhone and Android phones.
Mom over at Three is Plenty recommends You Need a Budget. This app for your phone costs $60, but is “worth it” according to Mom. She describes it as “fundamentally envelope budgeting.” Reader Mary says she cannot rave about YNAB enough and Reader Lou really likes it because you can plan a budget in advance.
Jen from JenSpends uses Mint but doesn’t like that she cannot plan budgets in advance, and that sometimes it has difficulties connecting to certain accounts. She is waiting for YNAB to go on sale. Thanks for that tip, Jen.
There were plenty of you who just use a spreadsheet on your computer, or paper and ink like we do. Mint seems like a really handy tool, if you don’t need to make future budgets, and YNAB seems like a great way to keep to a prepared budget. Thanks for all the responses!
And now to this week’s question. I started this whole Ask the Readers way back when I wasn’t sure if I should hold a garage sale or just donate to charity all the things we didn’t need. After the overwhelming majority of you said to donate it, I did just that.
But I have asked all the questions I have wanted to ask so far, and a few weeks have grasped at straws. So I am turning it over to you. Do you have any financial-related questions to pose to the readers? Anything you are struggling with? Let’s hear them, and I will ask them, starting in two weeks. Next week we will recap our meeting with the brewery/pizza place and ask if you would invest, given all the information.