Yo ho, yo ho, an FI life for me!

What are you looking at?

What are you looking at?

Colorado summers are pretty great. The climate is dry, so the humidity doesn’t overwhelm you. The other thing I enjoy are the huge temperature swings. Even if the mercury climbs to 100 on a cloudless afternoon in mid-July, it isn’t unusual for the temperature to swing back down into the 50s at night. I love this:

  • I hate heat. If it was hot all of the time, I would go nuts. The cool mornings and evenings provide a pleasant respite from sweating profusely.
  • Despite my hatred of the heat, we hardly have to run the air conditioning. We open the windows at night and suck in the cool air with one of the greatest inventions ever, the whole-house fan. The house cools down enough in the morning that unless the weather is really hot, it stays pleasant throughout the day.
  • Back to the heat: Really, I cannot stand it. Hot, sunny days suck the energy right out of me. Working outside is misery. I love jumping on my bike, but I’m even more pathetic in the heat. I’m that guy going just fast enough to stay upright as I climb the mountain road (Hello 5 mph!).

The problem with my life now is that I start work at 6am. At the best time to be on a bike, I’m in front of computer screens typing away. This will all change soon…

So much beauty in the world. Sometime, I think I need 500 years to take it all in.

So much beauty in the world. Sometimes, I think I need 500 years to take it all in. And this is just some random plant in my neighbors’ front yard.

Life After Work (L.A.W.)

Last October, I was talking to another blogger. We were discussing Financial Independence (again, I hate the term “early retirement”) when he mentioned that a friend had achieved FI, quit his job and now was bored off his ass.

I don’t share my FI dreams with many because it usually results in blank stares. Might as well be talking about quantum physics or object-oriented programming. When I don’t get the blank stare, I usually get an argument. The most common one is also the “you’ll be bored” line. Here are some others that I’ve received:

You’ll die soon after. Your life will be devoid of meaning. Your mind and body will give up.

You’ll miss the accomplishments of work. Work is gratifying.

I don’t know if the people who recite these lines really believe what they’re saying or they’re just jealous. Perhaps they don’t even know. Or maybe they just don’t understand.

I’ve probably spent more time thinking about L.A.W. than anyone on Earth. I think about it: Every. Single. Day. One-third of the reason is because I don’t want to end up like my parents whose retirement is quickly killing them. Two-thirds of the reason is excitement. I have a long list of activities waiting to fill my day that I can’t wait to get to.

FI Dreamin’: A typical L.A.W. summer day

During the summer, the girls will be out of school, so many of my activities will revolve around them.

Exercise! I’m an early riser, so every day, I’ll wake up at about 5:30am when the temperatures are still cool. Instead of trudging up to the home office to start work, I’ll jump on my bicycle for a 50-75 mile into the mountains before the heat sets in.

After the ride, I’ll have breakfast with the family. We’ll discuss our plans for the day over Cheerios or breakfast burritos (Hello Tabasco!).

Family time: After breakfast, we’ll all go on a family hike or bike ride. We may just walk to the river by our house or the library.  Or maybe we’ll head for more distant destinations like Rocky Mountain National Park.

I want my girls to be successful. I want them to be creative makers. I want them to be entrepreneurial. We’ll work on their business; making bird and bat houses (more on that later). We’ll also talk about science and math (with a little Voltaire thrown in) as we explore our surroundings.

Playing with a chaos pendulum.

Playing with a chaos pendulum at the National Center for Atmospheric Research.

I want to read. I could live in the library. I’d give up TV and movies in a second before giving up books. There are hundreds on my list. I’ll know all of the librarians by name.

We will travel. Our first trip will probably be to the Northeast. I hope that the Frugalwoods’ Homestead needs some work because I’d love help Mr. FW build some stuff (Mr. FW, my nailguns would love nothing better than a trip to Vermont). In between building, we’ll see Maine, New Hampshire, New York and wherever else the road takes us. The second summer of FI, we’ll probably head up to the Pacific Northwest.

I want to experiment with food. We were a meat and potatoes family growing up. As an adult, I’ve discovered the joys of Thai (shout out to green curry!), sushi and Indian food. I can’t wait to experiment with other dishes of all sorts.

Besides Summer

During the non-summer months, the girls will be in school, so I’ll have more time to myself.

I will finish work on our home. It is almost done, but no single room is 100% finished. Having 8 hours of free time every day will allow me to get the house done in no time flat.

After the house, I have lots of other projects lined up and the first one will be an electric bike (inspired by MMM). I’ve always loved anything on two wheels, especially very fast motorcycles. However, I don’t want to deal with the ongoing expenses like insurance and registration. Also, I don’t want to deal with the upkeep that comes with an internal combustion engine. An electric bike will give me speed on two wheels without the hassle. I hope the technology has advanced so that I can build something even faster than MMM’s. My dream bike would be able to do 50mph.

Other projects include:

  • Coding: Yep, I’m a software developer in my work life too and I’ll continue to do it in L.A.W. However, I’ll be able to work on projects I really love with a technology stack that interests me (Hello Microbrewery App! Hello Ruby on Rails, good-bye C#!). I also won’t have to deal with any of the management crap that goes with a normal job.
  • Welding: I’ve always wanted to learn how to weld. In L.A.W., I’ll finally have the time to learn.
  • Woodworking: I have a long list of stuff I want to build. Adirondack chairs for our expansive porch. Yep. A trellis for our yard. Yes. Something with dinosaurs. Absolutely. (Mrs. 1500 note: Oh boy. I can’t wait to see what a wooden dinosaur looks like…)

Why quitting work may not be for you

You can’t just quit your job and expect the world to come to you. Not having a plan is a recipe for disaster. Here are some tips to make L.A.W. successful:

  • Have a rich life outside of work: If your life outside of work involves watching TV, going out to eat and then watching more TV, your time is better spent at the office. When my parents retired, all of that work time was replaced with TV. At least going to work kept their minds and bodies somewhat active. On the other hand, if you have passions that you daydream about while you’re sitting in your cubicle, perhaps an FI life is one for you. Allow me a little diversion. Sing with me (to the tune of Disney’s A Pirate’s Life):

Yo ho, yo ho, an FI life for me!
We bike, we read, we play and travel,
Invest up my saver, yo ho!
We build and plot and don’t have to work.
Save up my frugaler, yo ho!

Yo ho, yo ho, an FI life for me!

Enough of that nonsense. Back to your regularly scheduled post.

  • Like your job, but don’t love it: At my first job, there were a lot of younger folks in surrounding cubes. The company had all kinds of extracurricular activities including softball teams and weekend trips. I quickly noticed that many of my co-workers’ lives completely revolved around work. The same people who worked together would cling to each other after work and on weekends. I alway kept this stuff at arm’s length. I enjoy the people I work with, but I’m not going to shed tears when I don’t interact with them every day.
  • Find other ways to validate yourself: My dad’s self-worth was tied up in his job and his ability to provide money for the household. While this attitude is noble, it isn’t healthy. When the Great Recession happened and construction jobs tanked, he was laid off, never to work again. He was devastated and sunk into a deep depression which probably came close to killing him. I’ve never seen a person stay in bed for 20 hours a day. Luckily, he got help and is now doing better. Still too much TV, but not as much time in bed.

The Birds are Calling

My home office, never mind the unfinished paint.

My home office, never mind the unfinished paint.

I have absolutely nothing to complain about now. I have a great life. I have a fine family. We live in a fine home in a fine neighborhood in a fine country. We have financial security. We are all healthy.

However, my life still has one small compromise; I have to march up to my office every morning at 6am.

There is an open window right next to me. As the Sun starts its ascent, I feel the cool morning breeze blowing in. I hear the birds singing. Out of the corner of my eye, the sky turns from black to orange to blue. The world is beautiful on the other side of that window.

I’d rather be out there than in here. I’d much rather be out there.


And I will never get bored.

It's better out there

It’s better out there.

We couldn’t wait to get outside,
The world was wide… Adam’s Song, Blink 182

Only you can set you free. Cult of Personality, Living Colour

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*Only if your life is pretty bad to begin with.

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73 Responses to Yo ho, yo ho, an FI life for me!

  1. Mrs SSC says:

    I disagree. I may think about L.A.W. slightly more than you 🙂 No – but I totally get it – I am here at my desk at 6am, which, on the Gulf Coast is still too darn hot and humid to be outside… which is why I am constantly thinking of ‘Life After Work’ and moving somewhere cooler and more mountainous! Every time I step outside and am met with a wet blanket of stifling air – I just think “only a few more years….”
    Mrs SSC recently posted…Retiring “Big Sky”?My Profile

  2. Wayne says:

    I’d like to read this but I think I’ll go for a bike ride first….it’s almost 7AM. And it’s a Monday so I’ll be all alone, another pleasure of FI and LAW, not having to crowd in with all those that try to squeeze in their activities on the weekends. You all have a wonderful day!

    • 1500 says:

      Nice one. I can’t wait. I’m looking forward to finally meeting you too! That is on the list.

    • Mike Hardy says:

      OMG yes, there is nothing better than the Salmonability (made that up) of LAW. Weekends feel like “work” now as there’s such a huge difference in resource contention (scheduling, time, crowds) vs the blissful uncrowded peace that is everyone else’s work week.

      • 1500 says:

        Yeah, it must be great! I’ll be Home Depot is a lot better to go to at 2pm on a Tuesday than Saturday morning at 10am when half the world is there. Same thing with vacations, the local pool, on and on…

  3. Jason says:

    This post inspired me to go to the gym before I go to the office. And when you make that trip to the Northeast, stop over in Massachusetts and Rhode Island we will introduce you to great lobster, history, and some excellent microbreweries :).
    Jason recently posted…Why Do We Criticize Financial Success?My Profile

    • 1500 says:

      Oh wow, now I’m even more excited for our trip! Really, lobster and beer? That just sounds fantastic!

      Oh, and please look me up when you make it to Colorado!

  4. Although I have plans on returning to work, I’m enjoying a bit of L.A.W right now, and it it freaking awesome. Spending time with my children, reading, getting the “to do” list accomplished. It’s motivating me more to get back to work so I can reach FI soon.
    Brian @DebtDiscipline recently posted…Independence DayMy Profile

    • 1500 says:

      Nice! And what cool inspiration! I’ve never had anything more than a week off since I started my worklife, so I’m very curious to see what it will feel like.

  5. Mrs. Budgets @MrandMrsBudgets says:

    I think the majority of us who are trying to retire early really mean we’ll be entrepreneurial retirees. I don’t start work until 10 am and I love it. It enables me to have a little glimpse of early retirement. Like you said the cool mornings are the best times to be outdoors and exercise.
    Mrs. Budgets @MrandMrsBudgets recently posted…Follow Your Dreams, But Don’t Follow Your DreamsMy Profile

  6. Even Steven says:

    So many things, hope I remember them all.

    Breakfast burritos give Cholula a try.

    East Coast road trip to hang with the FW, would it be awkward if I invited myself, i’m really good at the labor part, less the skill part of fixing up the Vermont house;), plus Frugalhound prob wants to hang with a Siberian Husky, like Angel.

    I only know some about the Microbrew app, but consider me an early investor or at the very least, a beta user.

    50-75 miles in the morning, that’s a long ride, i’m impressed.

    Good book I just read was Walden on Wheels, will make you want to travel and adventure. It’s the guy who lived in his van and went to Duke, came out debt free.

    Hope all is well in 1500 Days land!
    Even Steven recently posted…Hourly vs Salary: Can You Pass Up Overtime When In Debt?My Profile

    • 1500 says:

      No joke, I have a bottle of Cholula with that wooden top sitting right next to me.

      Ha ha, maybe the Frugalwoods will have Frugalstock? I’d go!

      That book sounds awesome!

      All is not well here. It’s OK, but very hot. Here is what happened:
      Friday morning, Mrs. 1500: Nothing has broke in at least a week!
      Saturday, 1pm: Our year old air conditioner calls it quits.

  7. I’ve traveled to Colorado a few times this year already for work. Most of the time I’m there has been spent working, but what little time I’ve had to explore has been great. Love the climate and the views for sure! I don’t blame you for wanting to be on the other side of that window. Now that the wifey has a job, you’ll be there in no time.
    Fervent Finance recently posted…HSA InvestmentsMy Profile

  8. The Roamer says:

    Sounds like great FI plans..

    You know back in the old days when I use to think about regular retirement I had read that a lot of people do die sooner after retirement… Specially people whos identities were toes to work.. But some how I find that hard to believe to anyone who retires early or reaches FI at a young age. I think even if at the beginning they become a tumble weed eventually all the free time would result in retrospection and they would find something to do…. Of course if they do turn on the noise ( TV and endless Internet) I guess it is possible they never find something productive.

    Anyways I have some plans…. Just in case.
    The Roamer recently posted…When Life happens TO YouMy Profile

    • 1500 says:

      I’ve heard of the death thing too. I think that is probably just an urban legend, but if true, its because their lifestyles take a drastic turn for the worst.

      I think I’ll live longer because I’ll be more active and happier.

  9. Mike Hardy says:

    Only boring people get bored. You have empirical evidence (followers, page views) this is not a problem. Also, parenting never really allows the possibility (spoken as jobless FI parent of 4 year old). Get out there 🙂

    • Amy says:

      I LOVE THAT…only boring people get bored. I retired in April and wish I had that at the ready for the dozen or so people who mentioned it. I don’t know that I’ve ever had a boring day in my life and am praying for a little R&R. Still too busy…how on earth did I have time for a job???

      • 1500 says:

        “Still too busy…how on earth did I have time for a job?”

        I hear this exact same thing from FI people all the time! Better to be busy by choice though, right?

    • 1500 says:

      Mike, that is some awesome inspiration! I can’t wait…

  10. Norm says:

    More of everything, that’s what I’m planning. The work day is such a time suck. I’ve been looking out at the shimmering Hudson River and thinking about going for a nice kayak. Nothing long, just a few hours. Still, this is weirdly hard to do, despite the river being right there! There always seems to be something more pressing.

    I have an Amazon wishlist called “Someday” ostensibly filled with more expensive items I would need to save money for, but I’m realizing the list is full of post-QT (Quittin’ Time) ideas: Travel books for Iceland and long-distance hiking paths in the UK, cross-country skis, a KitchenAid attachment for making my own sausage, a bike stand for my nascent old bicycle repair work, books on rock climbing, a crazy snow sled called the Hammerhead, and yes, an electric bike kit. So those are some ideas!
    Norm recently posted…Cutting The Cord, Part 2: Antenna Madness!My Profile

    • 1500 says:

      Nice. I think we need to have an FI gathering where we all get together to discuss our projects and drink beer. Who has a big yard?

  11. I have two old vehicles waiting at home in the garage, just waiting to be restored. And there are so many books to read and home restoration projects to finish and waves to surf (the heat isn’t so bad in Florida!) that I would never be bored. Get me out of this cubicle ASAP!
    Bryan @ Engineering Minimalism recently posted…Saturday Links!My Profile

  12. Michelle says:

    I definitely have FI dreams and I feel like I am already there due to the online business I run. Now, I just need to get my savings and passive income to a level where I am happy 🙂

    We live on the western slope in Colorado and while there is no humidity (I hated St. Louis for that reason), it is definitely hot! The highs have been over 100 for over 29 DAYS now!
    Michelle recently posted…Top Email Scams And How To Avoid ThemMy Profile

  13. Kathy says:

    I’m totally with you on two points. First, I also hate the heat. Give me a crisp cool autumn day any time. I barely tolerate the heat and humidity of summer. Second, the comments when you retire….I think many of them are jealous sour grapes type of attitude the compels a person to try to bring down your wonderful accomplishment. I think they are among those who probably will never afford to retire, let alone early, so they have to pull you down to their level to feel better about their situation. And how many of them who say work is so fulfilling are the same ones who complain about it every day on the job? Pay no attention to the naysayers for they know nothing of which they speak.

    • 1500 says:

      Great points including this one!:
      “Pay no attention to the naysayers for they know nothing of which they speak.”

      I think they are jealous. It’s like the monkey trap. The could have FI too if they’d just let go of the food and release themselves.

  14. I have structured my first 4 hours of the day to be exactly how I would live them after I leave my day job.

    So in a sense I am living L.A.W. at least 4 hours a day.

    My magic time is 5am to 9am.

    I love it so much that I follow the same schedule 7 days a week. Whether I am home or on vacation.
    Dominic @ Gen Y Finance Guy recently posted…Freedom Fighter Interview #6 – Adam ChudyMy Profile

    • 1500 says:

      I love the mornings too, especially early while the world is still at rest. The sunrise is just as good as the sunset.

  15. Debt Hater says:

    I enjoy the heat, but can’t deal with the humidity. 90s in the day is fine with me as long as there is no humidity and the temperature really drops at night so you don’t need the air conditioning to sleep. Colorado climate sounds great!

    I think the reason that so many people do think of FI so strangely is because they are so tied to their job like you said. If you really don’t experience life outside of work, I can see why that would be scary to some people.

    Your life after work plan sounds like a good time 🙂 Especially the travel & food part as I’m sure lots of people can agree with. Trip to the Northeast sounds great as I live on the east coast and plan on making the trip up to Maine this Summer. I have never really spent time in Vermont or NH but if I was FI there would be plenty of time to stop along the way.
    Debt Hater recently posted…Student Loan Progress – June 2015My Profile

    • 1500 says:

      “I think the reason that so many people do think of FI so strangely is because they are so tied to their job like you said.”

      Yeah, it is difficult to wrap your mind around. I even have trouble with it. I’ve never had more than a week off since the age of 14. How pathetic is that? In high school, it was just part time jobs, but it is still strange to think about…

  16. Retire29 says:

    I call this your “Retirementality.” A retired lifestyle is so much more facilitating to creation of lasting memories with friends and loved ones. It’s important, though, not to “write off” the interim, though. It doesn’t sound like you are, but I know I’m a victim of this mindset sometimes. Always waiting on the future and forgetting the present.

    Good the end in sight, and it will come soon enough!

    Retire29 recently posted…The Routine is the Enemy Of TimeMy Profile

    • 1500 says:

      “A retired lifestyle is so much more facilitating to creation of lasting memories with friends and loved ones.”

      Sure is!

      I have trouble with the interim thing though. I need to stop and enjoy every second. Life is too short not to.

  17. I feel you on the heat! Ironic as I’m moving to Phoenix and I’m sure that will be a rude awaking. It’s a dry heat is all I hear. Pretty sure at 117 it’s just hot. Loved the inspirational post.
    Duncan’s Dividend’s recently posted…Lifehack Protip – RazorbladesMy Profile

    • 1500 says:

      Good luck in Phoenix! I DO NOT envy you…

      Thanks for the kind comments about the post.

  18. Ross says:

    Keeping active during retirement is a must! I’m 34 and retired 2 years ago thanks to 6 investment properties and a bunch of lead generation websites. Anyhow, I still love making improvements on the properties as a labor of love. Currently spending the summer is Spain and just hiked to the peak of the Sierra Nevada mountain here. A lot of travel this summer has left my mind wandering and putting a list together of things I want to accomplish once we get back to the states. We have found though that besides spending time with our daughter l, not many of our friends are FI or even close so it can be difficult finding people that have the flexibility to bike, run and do other fun things during the day. Anyhow, would like to take dance lessons, train for a triathalon, learn Spanish, guitar and spend some more time of course on real estate. Tha KS again. For the good read, always love reading your blog!

    • 1500 says:

      Ross, first of all, thanks for the kind comments!

      Wow, 6 investment properties; that is quite the portfolio. I’d be lying if I said that wasn’t a little envious! 🙂 We’re looking for real estate ourselves.

      Congratulations on your life; sounds like you’re doing it all very, very well!

  19. Hannah says:

    I think the thing that keeps me working is that I am solving complex problems with interesting people. I’ve been unusually dedicated (for someone my age) to the same company for 5 years because I really like that.

    I’m preparing for financial independence because everyone tells me this loses its luster in time, but I think that career, no matter what form it takes, will always be important to me. Gotta hedge my bets though 🙂

    • 1500 says:

      “I think the thing that keeps me working is that I am solving complex problems with interesting people.”

      Nice! Ft my IT job would have stayed like that, I may be a little more enthused. Not, I feel as it’s just time to move on.

      FI may lose it’s luster, but it may not. I’m still going to work, just at what I truly love. If it does become boring, I’ll just pick up a contract.

  20. Only 371 days left for me, 225 work days. Ask yourself if Tuesdays are better than Saturdays. If they are, continue to work. If not, LAW will be more fun.

    It’s safe to go to VT now, they caught and/or killed the crooks (Sweat and Matt).
    No Nonsense Landlord recently posted…Countdown To Retirement – Financial Check Up 06/2015My Profile

  21. This was hard to read today. I just got back from a week long vacation with the family. I can honestly say that I felt serious DREAD about returning to work this morning. I know it’s the necessary evil to meet our own FI goals. “My job is the key to my freedom.” I actually have that written on a post-it note on my computer at work. But reading about someone so close is both inspiring and depressing at the same time.
    I too have many plans for my post FI life. I can’t wait to run again in the cool mornings. Heck, I can’t wait to just get out and run. Heat? It’s supposed to hit 108 degrees here in California’s Central Valley tomorrow. Yeah, I think I’ll be staying indoors as much as possible. I envy you sir. Being so close to living the dream must feel amazing.
    Randy aka Mr. Nickels recently posted…Savings Goal UPDATE: Did We Reach Our 1Q 2015 Goal?My Profile

  22. 1500 says:

    Stick with it Randy! You and Laura are smart cookies and I’ll bet it arrives sooner than you think it will…

  23. Vawt says:

    There are some of us that are a bit more lazy, that don’t plan to be quite as busy once achieving FI! I have to work a lot harder than I want to, but could lay around reading and relaxing all day and be content. While I will still do lots of projects and have some side projects as well, I don’t plan on having a set schedule and it will be pretty wide open.

    BTW- we jsut bought some giant bottles of Chulula for my dad at Costco a couple weeks ago. pretty good deal.
    Vawt recently posted…How Much Is Your Vacation Worth?My Profile

    • 1500 says:

      I love Costco and that is where we got ours too.

      I don’t think I could ever sit still. It is torture to me. I want to be busy, but busy with my one projects…

  24. Michelle says:

    My Grandma has been retired for awhile now and she is still one of the busiest people I’ve ever met. I don’t quite understand how people have trouble imagining a life after work? Now, living in Colorado (with lots of people living as freelancers/contractors/or L.A.W.) it’s very easy to imagine what you could do. I am freelancing (and loving it basically speaking) and go hiking, biking, work really hard, visit family, visit friends, socialize, started podcasts, will begin volunteering, garden, and am studying Spanish. I can only imagine how busy I will be doing things I am 100% excited once I hit Life After Work. I think it’s important between now and the transition to L.A.W. to actively imagine how L.A.W. will be and think of actions steps to make that life happen. And, I love living in Colorado because it’s awesome and there’s no humidity.
    Michelle recently posted…How To Start a Blog, Change Your Life, and Find Your TribesMy Profile

    • 1500 says:

      Michelle, your life sounds pretty awesome. It seems that the 9-5 job is becoming a relic to a lot of people. Personally, I think that this is great. You give up a little consistency, but who cares if it frees up your life?

  25. The only part of early retirement that I could picture being at all frustrating is potentially missing all the adult interaction of an office. I could certainly keep myself from every getting bored, but I could picture occasionally being lonely.
    Adam @ AdamChudy.com recently posted…Gen Y Finance Guy – Freedom Fighter SeriesMy Profile

    • 1500 says:

      Yeah, and that interaction is important. That is a big vacuum to fill unless you have others in your boat around you. This is something I actually need to think more about since FI people younger than 60 are very few and far between.

      Perhaps my introverted personality is actually an asset to FI? With that said, humans are social animals and we all need interaction.

  26. Jason says:

    I’m currently on a month’s parental leave after the birth of our baby boy, and despite my ‘free’ time being limited with looking after baby and 3yo daughter, and getting things done around the house as my wife recovers, I can’t stop thinking every day about how great life would be if I never had to go back into the office again (and I don’t even hate my job). I’ve been able to take my daughter out during the day to go exploring, and still squeezing in a little time to work on things that interest me. I could really see these early ‘baby’ days transitioning beautifully into days full of activities that I’m just dying to do.

    I’m so thrilled for the position you’re in Mr 1500, it’s inspiring to say the least. Can’t wait to see what happens from here.


    Jason recently posted…2015 Goals Part 2: Non-financial goals, and reflectionsMy Profile

    • 1500 says:

      ” I could really see these early ‘baby’ days transitioning beautifully into days full of activities that I’m just dying to do.”

      What a great taste of FI? It’s nice to see what life is like on the other side, even if it’s only a brief taste…

  27. Patrick says:

    I know exactly how you feel. I have a list of things I’d like to do that’s so long, I worry I’ll run out of time even retiring at 40! As another software developer, I think it’s amazing how much fun software development can be when you’re doing what you want as opposed to what you’re getting told to develop.
    Patrick recently posted…The Compounding Story of the Doctor and the ModelMy Profile

    • 1500 says:

      “I worry I’ll run out of time even retiring at 40!”

      Yeah! I’ve already accepted the fact that I won’t be able to see much of the world.

      And yeah, I love writing code! Can’t wait to start cranking on my own projects!

      • Mike Hardy says:

        What??? Travel hacking neatly solves this problem money-wise and FI gives you the time and mindset. We’re just about done purging out and packing up, and we’re heading for a few workaways in Italy, before transiting through the emirates (with some stops) before resettling for a medium-term stint in Thailand (with plans for multi-day excursions all over the region while there). Will return via some extended RV trips in Oceania ideally.

        With no job it becomes really easy to do these things if that’s an actual dream, including schooling for kids (we intend to do an international school while in Thailand though it’ll only be preschool at this point). I think in lots ways travel itself is similar to financial independence. Looks impossible perhaps but people are doing it (young backpackers, middle-age expats, empty nest full-timers etc).

        I’d say travel easier than financial independence and (more interestingly for the FI crowd?) the geographic arbitrage is actually complimentary to FI if the travel is extended enough to fully shed first world housing costs (i.e. sell housing or rent it).

        First world asset bases don’t have to work too hard to cover MMM-compatible developing country lifestyles and with no pressing need for income as well as the wonders of modern technology I’m not expecting to “feel” the difference between developed and non-developed (with the notable exceptions of pollution, corruption and gender issues – but I’m sensitive to those and choosing itineraries that suit me)

        • 1500 says:

          Allow me to clarify a bit. One thought I’ve often had is that I could spend 3 or 4 months exploring California alone. That is just one state! A big one, but still one very little corner of our huge and beautiful world.

          There is sooooooo much to see. I’ve never been to the Northeast and barely scratched the surface of the Northwest. I’ve never been able to spend more than a week in any one place. I could probably take two years just seeing the United States.

          Part of my mindset may be a reaction to my current travels where I drop into a place for a week if I’m lucky and then have to head back home to work. It would be really great to immerse yourself.

          • Mike Hardy says:

            That totally makes sense. I guess I’m spoiled because I lived in CA for a while and explored it pretty thoroughly. The Northeast US is still on the list for me as well – I guess more than anything I’m looking forward to “slow” travel (which I’d define as not having fixed housing commitments to return to so you can stay as long or short as you like). Ironically the first trip we made post-FI was anything but slow! CA-to-TX in 3 weeks – never more than a couple days in one spot – majorly difficult, not recommended. I think we were scared to do anything different since we had no experience so we replicated a pre-FI barnstorm. Worse than the 1-week drop-in vacations. Since then we’ve slowed a bit and done some multi-week 2-3-stop trips and they’re much better. Our next trip (outlined in previous response) is the first one I think we’re doing post-FI-correctly, aka potentially very slowly (month or two in a spot). Really looking forward to experiencing it, hopeful it works. One thing’s for sure, echoing my statement about Salmonability, there’s nothing better than flying on Tuesday and Wednesday afternoons, or camping Mon-Fri, or doing touristy stuff mid-week, even with kids all the sudden travel is pretty easy

          • 1500 says:

            Oh man, can’t wait to slow travel! Full immersion in one place will be fantastic.

            “One thing’s for sure, echoing my statement about Salmonability, there’s nothing better than flying on Tuesday and Wednesday afternoons, or camping Mon-Fri, or doing touristy stuff mid-week, even with kids all the sudden travel is pretty easy.”

            Yeah, this is great. I’d bet that you have campsites mostly to yourself instead of the weekend throngs that I”m personally used to. Sounds wonderful.

            Be sure you stop by when you pass through Colorado.

  28. I have a co-worker who just left the job to be a SAHM. I think more and more people around me are realizing that they aren’t actually worried for her (there were some similar comments to what you received). Most of them (us) were actually jealous. Working ain’t all it’s cracked up to be – like most things that the baby boomer’s thrust on me as the “haves” and “needs” of life. Nice on the surface, but terrible when not thought out.
    Chris @ Flipping A Dollar recently posted…Beeminder Review – Kicked in the ButtMy Profile

    • 1500 says:

      “Working ain’t all it’s cracked up to be…”

      Right on. There is so much to see and do. Whey work for 40 years if you don’t have to?

  29. Pingback: Saturday Links! July 4, 2015 | Engineering Minimalism

  30. I had to laugh reading this because you sound exactly like Mr. FW. To a T. He hates the heat, doesn’t want to be stuck in front of computer screens all day (but also wants to do coding for fun post-FI), can’t wait to weld and woodwork more, he checks out so many books from the library I swear they’re going to get a restraining order, we both want our daughter to be creative/entrepreneurial, blah blah blah ;).

    Can’t WAIT to have you and the family come to Vermont! We will be eternally grateful for your help! Or you could even jump the gun and come to Cambridge now! We have a few renovation projects staring us down in the current home… you know, in case you’re looking for more to do ;).
    Mrs. Frugalwoods recently posted…How We Broke Our Eating Out Habit In 9 StepsMy Profile

  31. Steve Miller says:

    We are coming up on 3 years of early retirement (or FI if you prefer). I’ve found that boredom is self-inflicted. I just wrote a blog post that talks about the things I’ve learned in my 3 years of freedom: https://webetripping.wordpress.com/2015/07/15/after-3-years-of-early-retirement-5-things-ive-learned/

  32. Pingback: The Decision to Quit: An Interview with Mr.Nickels - My SHINY Nickels

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