Today is the 12th edition of our new periodic guest post series called 10 Questions. We have a list of 17 NEW questions we pose to fellow financial bloggers, and they are free to pick and choose 10 or answer all of them. Let us know if you would like to be featured in a future edition of 10 Questions. (If you have already answered the first set of 10 questions, please feel free to answer these new ones.)
This week’s 10 Questions comes from Adam Chudy, who blogs over at AdamChudy.com. He delves into personal finance, investing, gardening and anything else he feels like writing about.
Tell us about your blog
I’m not strictly personal finance. I try to give you a glimpse in to our lives (with pictures), investing, business, travel, DIY, books and whatever is on my mind. I’m told our garden is pretty epic to follow. I hope it’s entertaining.
Here are a few of the more popular articles.
How I graduated from college debt free
How I traveled to Brazil on 1 credit card bonus
What I learned from the 50th Anniversary Berkshire Letter
Stealth Wealth and Badassity
It’s about living well, not being cheap
Tell us about you
1500 Days is about early retirement. Do you have early retirement dreams? At what age do you think you will retire?
I’m definitely working my way along the early retirement path. I watch people like Go Curry Cracker and Bumfuzzle and I think the traveling lifestyle they’ve been able to build really appeals to me. Once I’ve satiated the travel bug, I have some personal projects I would like to pursue, maybe a permaculture farm.
I’m not sure when I’ll retire. I’m currently 29 and somewhere around 1/3 of the way there, but it’s accelerated a lot as my income has increased.
If blogging isn’t your full time gig, what is?
I work in finance for an oil and gas company. I’m currently in “strategy and planning”, but have done a variety of roles. It’s basically a lot of time spent in spreadsheets.
When you are 90 and look back on your life, what do you hope you have accomplished?
I hope I’m remembered as a person who loved his family and friends, did his best to help others, and lived life to the fullest. I want to burn my engines out to the end, so I hope there’s a long trail of articles, books, (businesses maybe) and photos behind me as a legacy of how I lived.
Money, money, money
What is the best money management or investment tool you have come across?
I’m a Personal Capital fan, like most of the blogosphere. I enjoy Mint as well. I’m also a spreadsheet guy, so I tend to take whatever PC gives me and pull it out where I can play with the data myself.
How do you handle people with different views on money, ie spendy people?
Each to their own. I’m not rich, but my career definitely gives us a lot friends that are high income professional couples, who make a lot of money and spend in ways I wouldn’t recommend. I keep my views to myself unless asked.
We still go out for drinks or dinner, though less than many of them. I try not to bail on too many invitations. We also make an effort to have people to our home a lot, which I enjoy as much or more, and it’s a lot less spendy.
Did you grow up with money? How did your money situation growing up influence you?
I grew up pretty middle class, with an entrepreneurial father and physical therapist mother. We had a normal house and normal cars and took a decent vacation to Florida or Colorado most years.
When I was a senior in high school, my parents divorced and we ran in to money troubles. I was on my own in terms of college and luckily had worked really hard to get a full scholarship. Even with that, it was a struggle to get by there for a few years. At the time I was jealous of the support my friends had.
I’ve definitely absorbed some of my father’s entrepreneurial genes. Watching our financial situation deteriorate so quickly also made a real long-term impact on some things I knew I would do differently with my own money.
Did your parents teach you about money as a kid? How so?
Money wasn’t really discussed for the most part in my house. My dad did talk business with me quite a bit, though it wasn’t too specific on the numbers. I got to observe a lot of hustle, selling, rental property, and a variety of other things.
What is your favorite style of beer – and what is your favorite beer in that style?
I’m a pale ale / IPA guy for the most part. I drink a lot of Hopadillo by a local Houston brewery, Karbach. If you haven’t tried Karbach or our other local brewery St. Arnolds, pick it up if you can. St. Arnolds makes a pretty unique Kolsch called Lawnmower that you should try.
We notice a lot of frugal people are into board games – what is your favorite?
I like board games, but we don’t play them as often as I’d like. More often we end up with something more verbal, like Cards Against Humanity, Taboo, or Scattergories. I also love to play Spades.
What is the best thing you’ve read lately?
Online, I’m always amazed by the intelligence and writing of Farnam Street and Brain Pickings. I recently finished up The Art of Learning by Josh Waitzkin and Stumbling Upon Happiness by Daniel Gilbert and I really enjoyed them.
What do you do for exercise?
I used to Crossfit, but it got to be too expensive for 2 people. I mainly lift weights at our local gym, swing a kettlebell around at home, and I love my twice a week pickup basketball session.
Dogs or Cats?
We’re dog people to the core. Caitlin has rescued a dozen strays. She can’t help but stop and chase them down every time she sees one on the street. We have 2 dogs, a toy poodle and a bull dog /shih tzu mix. They’re hilarious and awesome. Dogs make you better people.
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