Warning: Image below may not be suitable for women, those with a heart condition, or those with weak stomachs.
This blog is about my pursuit to retire in 1500 days. Getting my portfolio to a point where I can coast for the rest of my life is the primary goal. However, staying healthy is equally important. If you don’t have good health and quality of life, nothing else really matters.
I never really understood the obsession to live a long life (is this strictly an American thing?). Don’t get me wrong, I don’t want to die young. However, what matters most to me is that I enjoy my life for the longest time possible. I’d rather live to be 70 and still climbing 14ers than live to be 90, but attached to a machine through a bunch of tubes.
One of the main barriers people face when considering early retirement is health insurance. This is a topic I’ve been researching lately and MMM had an excellent post on it that I suggest everyone (well, if you’re in the U.S.) read if interested in acquiring insurance post retirement, pre-medicare. MMM’s solution, the same as many early retirees, is a catastrophic plan. This kind of plan has very high deductibles in exchange for lower monthly payments. I was pleasantly surprised to find that the monthly premium for a catastrophic family plan will cost less than half of what I currently pay for my company’s subsidized plan.
The problem with a catastrophic plan is that if you’re not healthy, it could get very expensive, very quick. The deductibles are high, often as much as $10,000 per person. So, you’re probably going to be paying for all of your doctor visits straight up. The bottom line is that doing your best to stay healthy is very important for us who dream of early retirement.
Mrs. 1500 and I value our health very much. We exercise regularly and eat well. Our doctor visits are few and far between. However, we’d like to take it up a notch. Inspired my Mr. Money Mustache’s recent post about making his fitness goal public, we’re going to do the same. We both want to accomplish our goals by May 10, the day we leave for a vacation to Memphis, Chicago and Madison.
Mrs. 1500 here
My goal is to lose 10 pounds. This comes out to about 2 pounds/week. I’ll do this by eating well, stepping up my exercise and cutting out most alcohol consumption. While I’m not going to tell you my weight or supply you with a picture as Mr. 1500 is doing below, I will make my progress public.
Until April 14, 2013, Costco is selling $100 Nutrisystem Gift Cards for $49.99. (After April 14, they go back to their regular price of $79.99 for the $100 cards. Still a good price.) Nutrisystem is also running a promotion on their website for 40% off, if you sign up for at least 2 months of automatic delivery. I started on this program 3 weeks ago, and have seen steady weight loss. The food tastes good, and there is enough variety that I don’t get bored with it. Plus, it’s only for 2 months. I could eat almost anything for 2 months (not including mushrooms.)
Back to Mr. 1500
My goal is to be able to do 100 push-ups in a row. To accomplish this, I’ll be following the 100 push-up challenge. I did my baseline push-ups on 3/29 and cranked out the pathetic number of 26. I’ve got a way to go, but I’m going to do everything I can to make it happen. I’ll be eating right, abstaining from alcohol and going to bed at a normal hour so my body can recuperate. I would love to hear any other suggestions!
For the sake of transparency, scaring women and pets, I’ve posted the “before” picture. I advise those of you with weak stomachs to avert your eyes. There will be an “after” picture.
I’ve been debating since last week whether or not to post this picture, but I’m very glad I decided to do it. Since I took it last week, I’m crazy motivated: Chest burning on day 1 of the push-up routine? I think of this picture and push through the pain. Legs burning on my mountain bike ride yesterday? I think of this picture and crank through it. Feeling like I’m going to lose my lunch when I do 200 flights on the mini-escalator/torture machine at the gym? You get the idea.
On May 10th, you’ll know exactly how each of us did.
Join the 10s who have signed up already!
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*Only if your life is pretty bad to begin with.