Hi there, Mrs. 1500 today, asking how you balance work and life, but first, I let Mr. 1500 take over to recap last week’s question, where he asked you if he should buy a motorcycle. I didn’t share this with you, but I am all for it. He has had a license and bike since he was 18. He loves riding, and spends almost no money on himself. No, he doesn’t NEED it, but he has saved up enough money that he can retire (something I am also all for) so taking $3,500 out of the bank to buy this wouldn’t ruin us. Anyway, here he is…
Last week, I asked you whether I should buy a motorcycle. I’ve always enjoyed them and one popped up on Craigslist that was exactly what I wanted and in great condition. I was very tempted. Before I tell you what I did, I’ll share my favorite comments:
Even Steven knows me too well:
Oh I think you are ridiculous. I mean you have dinosaurs that you carry around with you. You have plans to put in a zip line for your daughters in a tree fort. You have declared war against your wife over the thermostat. Should I go on?
Kate at Good Night Debt said this:
Think of all the cool places frugalsaurus could go on a motor bike!
Kate knows Frugalsaurus very well because he indeed, loves to ride. Check out his sweet BMW with boxer engine*:
Spendosaurus also loves to ride, but he doesn’t have the means to afford a respectable machine:
Mrs. Slowly Sipping Coffee was encouraging, but also had this to say:
…if you don’t think you will have time to ride it around much now – I would hold off on the purchase until you have the time.
Many of you expressed concern about my well being and I appreciate that:
Income Surfer: Personally, I am too afraid of traffic and “checking out” early.
A Reader, who goes by the handle of Just a Thought: Personally, I think motorcycles are death traps….so I think you are crazy.
Bryan (Just One More Year): I know how much fun it can be to ride but cell phone users and texting aren’t making it any safer.
Christina (who writes some neat stuff): 1500 I have to agree with Just A Thought that I think motorcycles are pretty death-trappy.
Steve from Think Save Retire had this to say:
I get the feeling by the way that you wrote this post that you probably decided to buy the bike.
I let Steve know that it was quite the opposite. I had already talked myself out of buying the motorcycle and was looking for an excuse to buy it. He responded with:
For me personally, I tend to go with my first instinct. If I initially rejected the idea, I *usually* stick with the rejection unless clear and convincing evidence leads me to the opposite.
Finally, Reader Joseph B hit the nail on the head:
Given what you have written so far, I’d suggest you’re anticipating. Great to know what you want and why, but it’s not yet time. As you mention, it’s counter to keeping simple right now.
I passed on the bike for three reasons:
- I haven’t met my goal: It’s silly to buy a toy when I haven’t achieved my FI number ($1,120,00o or $1 million with $120,000 left over to cover my mortgage debt). Once that goal is met, I’ll feel a lot better about spending money on frivolous stuff.
- It would complicate my life: Four more cylinders just adds more things to take care of. I’ll have to worry about oil and coolant changes, chain maintenance and winterizing. I’m just too busy for any of that.
- I don’t have any time to ride: I still have at least 100 hundred hours of work to go before I’m done with the house remodel. My work is demanding. I have children who need my weekend time. When I no longer work full-time, I think a motorcycle would be loads of fun to take me on my daytime exploring.
In retirement, I’ll reconsider.
Another plan
However, all fun is not lost. I have a compromise.
My neighbor let me borrow his electric bike and I’ve been rolling around town with it for the past couple weeks. It’s a blast! Last week, when I was farting around town, I found myself trying to thumb a non-existent turn-signal. I thought I was back on a real motorcycle.
However, an off-the-shelf eBike is too expensive and also boring. If you’re willing to put in just an hour or two, you can build a superior machine for much cheaper.
I secured a donor bike off of Craigslist** just a couple hours ago. I’m going to add a Bafang, 750 watt mid-drive motor to this thing***. All of this will set me back about… wait for it now… $1500 (I love that number)!
The electric bike will be better than the gas counterpart and consistent with my future plans:
- This will be the ultimate errand runner: All too often, I don’t go places on a bike because I can’t spare the extra 40 minutes it would take on pedal power. That excuse is out the window with this baby. While it is illegal to go more than 20mph on electric power alone, should I feel saucy, this thing will be able to do 30mph without breaking a sweat. Not that I’d ever consider exceeding the speed limit… Who am I kidding, I’m going to go like a bat out of hell on this thing****.
- Electricity is simple: While you have to be careful with batteries, I don’t have to worry about any of the other maintenance that goes with a dinosaur-juice burning engine. Also, no insurance or license plates.
- This fits into my long term plans: I’ve wanted to mess around with solar panels for a while. Once my time frees up, I plan to install panels on my roof and use them to power my home, charge my new electric bike and any other future electric vehicles. Oh yes, there will be more.
- I’m obsessed with electric vehicles: Some people obsess over sports or phones or nice clothes. I’m obsessed with electric propulsion. I drove a Tesla recently and I’m convinced that electric vehicles are the future. It won’t happen soon because of the high cost of batteries and limited charging infrastructure, but the winds of change are blowing. Hopefully, those same winds are also spinning a turbine on my roof to charge my battery pack.
Ask the Readers
And now, on to this week’s question: How do you balance work and home?
OK, back to Mrs. 1500…
I used to have a job. Before I had kids, I had worked continuously since age 14. I last worked in January, 2007. I always wanted to be a stay at home mom, and do not regret my decision to “put my career on hold” to raise my kids. I didn’t have a career before the kids, I had a job. I didn’t like my boss very much, so it wasn’t a hardship to give up.
Fast forward 8 years and my youngest is starting school in the fall. (This was back in May.) I need something to do with my time while the girls are in school, but I didn’t know what I wanted to do. Then, out of nowhere, the perfect job opened up. I almost didn’t apply, because it was starting before the girls went into school.
I applied and got the job. They were very generous – we worked out a modified schedule for the summer, and I am working full time again. But now, I have two fairly young kids who have always had their mom there to do everything for/with them.
The first few months were hard. They’re at school for 7 hours a day. But I am expected to put in 8 hours a day. Plus I go into the office two days a week, which is an hour and fifteen minutes each way. Not a bad commute for the week, and I actually enjoy listening to my own music, which may have an errant cuss word and adult themes. (Oh, so proud the moment I heard my 4 year old sing “with a bottle of Jack.”)
I revere those glorious 4-5 hours a week that I don’t have to listen to Stewie the Duck singing about water safety, or any of those Sandra Boynton songs that were once cute, but have long lost their appeal.
But then I get home, and there is a mountain of laundry and dishes. The girls need to be played with, dinner needs to be cooked, the house needs picked up, and the toilet needs scrubbed.
I thought it was so hard when the oldest child was just a baby. Figuring out motherhood was tough. I would wake up, and all of a sudden it was noon and I hadn’t brushed my teeth. Or it was 5:00PM and I was still in yesterday’s pajamas.
I have to hand it to all the working moms out there, who work full-time and mom full-time, for the whole time. It’s a whole lot easier when I can say go get dressed, and they just do it. I can’t imagine trying to get a child dressed and feed them, all while I am trying to get ready, too.
So how do YOU do it? How do you keep your sanity while working a full time job and keeping the house in relative order?
*Frugalsaurus knows that a BMW motorcycle may not seem frugal, but he’d like to remind you that BMW motorcycles are tanks and those boxer engines last eons. He’d also like to remind you that he’s a dinosaur, capable of eating you and he doesn’t take criticism well.
**I always have deep hesitation about buying a bike from Craigslist because stolen ones frequently show up there. If you do the same, please take every measure you can to be sure the bike wasn’t stolen. Ask for receipts and details. Check the bike’s serial number here. There should be a special circle of hell just for bike thieves. (Mrs. 1500 note: I had a bike stolen from me. I watched the thief ride off on it. I was hoping he would get hit by a Mack truck right in front of me… No such luck.)
***By no means am I an eBike expert. My research so far is limited to a couple hours of Google searches. I’d love to hear any and all suggestions.
****I like to go fast, but I’m also conservative and safe. I’ve had one car accident in my 25 years of driving and it wasn’t my fault. I have absolutely zero interest in a visit to the emergency room or sending anyone else there. Fellow bicyclers and motorcyclists, be on alert. It was bad enough before smart phones. Now, it’s even worse.
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Haha, you guys are a hoot. Congrats Mrs 1500 on her job. Congrats to Mr 1500 on the electric bike. He was telling me that he’d borrowed a couple to try them out. They are very popular down here in Florida. The government is actually changing the new standards for sidewalks and multi-use paths to accommodate.
As for this week’s question…… we have one very active Little Man, and mama is lobbying hard for a second. We decided before he was born, that at least one of us would be home with him part time. That has worked fairly well for the past year, but I am going to drop back to part time in the spring also. I am just wasting too much time at work and missing my Little Man growing up. We think that each of us working about half time will be the ideal setup, but only time will tell. We are in our early 30s, so worse case one of us just goes back to working full time. Life is an iterative process, right…..?
-Bryan
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If you can swing it, then go for it. Those early years are so much fun. We were lucky, that Mr. 1500 worked from home since the oldest little 1500 was 3 weeks old.
We have a tough time balancing it all. We have staggered our schedules, so I work from 6-3:30, and Mr SSC drops the kids off at daycare. Then he works from 7:30-5, and I am able to pick them up, feed them dinner, etc. But, Mr SSC only gets an hour with them until the littlest falls asleep (he has a 45-60min commute). So, it sucks. We did find getting a bi-weekly maid helped… yeah, not a great cost-saver, but a sanity saver. Otherwise, I am great at lists and optimizing other chores to make time to spend most of the weekends with the family with minimal errands. Honestly, though, its still exhausting and feels like work is winning. I will likely quit next year or find a part-time gig just to keep working on the balance…
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I have a friend who does that very same thing with the staggered schedules. It works for them. Fingers crossed for a new gig next year.
My wife work F/T and I help keep her sanity, by pitching in as much as possible. I do my share of cooking, cleaning and laundry too. Our kids are teenagers now so they pitch as well.
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For the first 8 years of parenthood, we had a very traditional situation. He worked and I stayed home with the kids. I did the housework, and he brought home the bacon. It’s a learning process for all involved, but Mr. 1500 is very supportive and is trying to help me out. I’m sort of set in my ways, and, well like I said. It’s a learning process for all involved.
Teamwork and planning is the key for us. I work shifts so am often at home whilst the other half is at work which enables me to get plenty of jobs done without compromising our quality time when we do get an evening together.
I’m sure Mr 1500 won’t thank me but I was listening to the podcast on Mad FIentist yesterday and doesn’t he work from home? Methinks that toilet should already by scrubbed and dinner on the table by the time you get back from office 😉
FIbrairan recently posted…I want to ride my bicycle
Ah, we both work from home 3 days a week. He actually works those other 2 at home as well, but I’m in the office those two days.
Funny you should mention Mad Fientist, I saw your name and remarked to Mr. 1500 that we have the Mad FIentist and now the FIbrarian. I love it!
I’m glad you like. No-one can resist a good pun!
I love this post! First of all, I too have been considering an electric bike. I’m not at all handy, but have friends and family who are so I’m thinking about attempting to convert my conventional bike to electric in the spring (winter biking in Maine is not safe or fun!). We’ll see if I attempt it!
But up until 18 months ago, I was a full time working Mom. I had two kids going to daycare while I worked 40+ hours a week and commuted one hour each way for four days a week. To top it off, my husband is a firefighter and is gone for 52 hours at a time so I reached my breaking point. I couldn’t continue to do what I was doing. My stress level was at all time highs and my oldest was starting kindergarten in the fall. I decided that it was in the best interest of us all for me to quit my job (I didn’t love it) and work from home. And it’s the best decision I’ve ever made! We’ve had to make compromises with the substantial decrease in salary, but I wouldn’t have it any other way! Big time kudos to those moms out there who do what I did!
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Are you a member of the FinCon facebook group? It is a VERY supportive group and job opportunities are posted there frequently. Work at home, writing job opportunites mostly, but there are others if you have other skills.
Good for you for making the switch.
I found the most help is meal planning, grocery shop once on Sunday. The kids do the dishes, laundry, and keep their rooms clean.
I pick up, sweep, put clean laundry away, cook, and keep the kitchen clean.
We decided to have the rest of the cleaning taken care of by a housekeeper.
It gives us more time to relax and enjoy life.
I get most of my frugal ways from my mother. But when I announced I was going back to work before Mr. 1500 had retired, she suggested a cleaning lady. I might do it once a month. I’m not sure yet. I have issues to get over with that, too.
I fixed the balance problem permanently with early retirement! I was pretty fortunately the last 3-5 years of my career as I rarely needed to work overtime or weekends. Just during quarter ends where we had some kind of crisis. It’s been a good life. Thankful.
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Well, after we posted, we got some happy news which I will share next Monday. Lives should free up a bit. In a bit.
It’s really tough once you add kids to the mix (especially of the little variety). My personal opinion on the matter is that if I’m going to let something fall through the cracks, I would rather have it be my career than my marriage or my kids.
What we’re doing now is that we pay more for a babysitter who will do drop off/pick up most days. What we’re doing in less than a year is that I’m quitting my job (though I’ll continue to freelance).
The working schedule demands that you give your best hours to work. I think if you have the financial flexibility to do otherwise, then its wise to choose almost any alternative.
Haha, first-world early-retiree problems… I love it!! 🙂
When it was just my wife and I, keeping things in order wasn’t too big of a deal… and then came my daughter!! She’s now 5 and in kindergarten and my wife finally decided to drop to part-time to drop her off and pick her up every day and to help get a little extra time for getting the house in order. And “relatively” was the right word you used!
I was concerned about her going part-time as far as the financial aspect goes and if that would screw up the early retirement plans, but it hasn’t (so far). And it’s actually made us all a little more sane in the house! I’m very glad she did that – I think there’s more love in the house among the three of us now.
— Jim
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We are DINKs by choice.
I am always amazed to see working moms balance home duties.
As DINKs we tend to split chores. Although, I tend to get stuck with deep cleaning….sigh…it sucks.
It could be a lot worse. My in-laws are empty nesters now. And my MIL still cooks in large quantities and ends up throwing away food. So we made a deal about six months ago. We will split the groceries if we get half the food. It has been a pretty sweet deal, since 60-70% of the time we don’t have to worry about cooking. Which on top of a demanding work schedule, cooking and cleaning is just very difficult. Not sure how long this will last, but it’s nice for now.
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We both work full-time and have 2 year old twins and a 5 yr old in kindergarten. I am able to work from home 2-3 days a week so that’s when laundry gets caught up , lunch breaks are to the grocery store if I haven’t grabbed it all on the weekend, and life gets put back together before the kids come home and destroy everything again 🙂
It definitely helps having me home a couple days a week to keep us from losing it and our house from looking like someone came in and ransacked it on a daily basis.
That said, I’m considering downgrading my hours when all 3 are in school because I think it will be time by then!
I will have to say, “I feel for those families where the parents both have to work multiple jobs.” We are lucky enough to have good full time jobs as well as a passion to help others financially, so our 60-80 hour work weeks are self-induced. We do have a few guilty pleasures; we usually watch TV (Netflix or Hulu, no cable) on Friday nights from 8pm until 11pm. We get in our Walking Dead, American Horror Story, Project Runway, South Park, Bob’s Burgers and Family Guy based what is available on Netflix.
We are also fortunate enough to both like cooking. Sunday afternoons and eveings are usually set aside for prepping food for the week so we can have a number of quick to prepare or already prepped meals for the week when we don’t feel like cooking when we get home from work.
Lastly, we are both about staying in shape. I am sure there is some sort of body dismorphic disorder going on here, which is typical for a couple of gays our age. 😛 So we make it to the gym Monday, Wednesday and Friday mornings before we head to our day jobs. Then Tuesday, Thursday and Saturday are our running days. We run outside 3-5 miles on those mornings.
Changes are a comin’ for us though. In 2016 there most likely will be some changes to the schedules as we ramp up Debt Free Guys.
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The hard work on your physique definitely shows.
We’ve talked about your big changes – I’m super excited for them. You always have a space here if you want to talk about them.
I don’t have kids and I find it hard to keep up on housework and work full time (and sometimes over time). I’m come to the conclusion that I have too many items, which makes for more housework. A few months back, my husband and I have slowly started becoming a minimalist household. In the kitchen, we have 1 plate, 1 cup, 1 bowl, 1 fork, 1 knife, 1 spoon and 1 coffee mug each. We wash it after we’ve used it. This has eliminated a lot of mess in the kitchen. We also have 1 bath towel each. Ditto to bed sheets. This cuts back on the amount of laundry we do, and we don’t have to have dedicated “linen” space in our hall closet.
My next task is to get rid of at least 50% of our clothing. I normally wear the same outfits every week, yet I have piles of laundry waiting to be done.
I have been far more dismissive with my clothes lately. I still have way too many. I have heard of some plan where you get rid of everything except 33 items. With so few items, you really have to love it or you can’t keep it. Also, you have to get rid of an item in order to bring something new into the pack. I think shoes count toward your 33 pieces, so I’m out. But I like the concept…
We have help from Grandma and/or paid help for deep cleaning and babysitting. My mom is great with both kids and also helps keep the house in order. She is on vacation this week and our floors are already sticky! My husband works from home and does the majority of childcare and 70% of the cooking (the other 25% being done by grandma, 5% by me). Unfortunately he needs a break on weekends and I end up being on child duty most of the time! He does help with laundry but not so much with putting clothes away. In other words, it takes a village (and lowered standards of cleanliness). Plus we really have no hobbies or TV time anymore.
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And oh yeah, take advantage of online shopping. I purchase most household items from diapers to toilet paper to clorox wipes on Amazon or Target.
middle class recently posted…Financial Guilt
Great question, Mrs. 1500!
I agree with some of the comments that it’s a struggle. Kids don’t fit well into formulas and time management plans. We have to be flexible and keep a sense of humor through it all.
My wife works part time as a spanish professor Tuesdays and Thursdays. I drop off the kids and pick them up from preschool (which leaves me like 2-3 hours to get something done … AHHH!). Either she comes home early or we get a baby sitter for the afternoon until she gets back.
We are working on the kids cleaning up after themselves. They do a good job with their dishes, but the toys are constant battle. Luckily they both love to help, so as they grow (now 2 and 4) I think it’ll get easier.
We also like to schedule family dinners and date nights. We schedule everything else, so why not block those off? Sunday night has turned into family dinner and family game time. And once per month I take one daughter somewhere of her choice, and my wife takes the other daughter. We switch each month. These events have become a big hit with our girls! They talk about them all the time.
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I know it might go against your frugal DNA, but I would highly recommend hiring a house keeper. It’s just one less thing you have to worry about and the ROI is huge, when you consider the highest and best use of your time.
You went from making ZERO, to making a lot more than ZERO, so $120/month for a cleaner to come and do the deep cleaning for you should not break the bank. And you can spend those extra 4 hours they spend cleaning your house with your kids.
My two cents.
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Gen Y, this isn’t a horrible idea. I got some very good news today that will free up some time soon, so we may not need to turn to hired help. More on that next week.
It’s tough enough to find balance and time for everything we want to do outside of work, and we’ve only got a cat. He’s great and all, but he requires a lot less time and attention on a day-to-day basis than a child does. So I guess what I’m saying is mad props to working parents who figure out how to manage it all.
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I’m glad that I didn’t weigh in on the motorcycle question — I probably would have some some weenie thing like, “why not just wrap yourself in head-to-toe bubble wrap and go for a nice, slow walk instead?” 😉 It IS funny that motorcycles seem so dangerous to me when we do lots of dangerous things like skiing off piste and climbing big rock faces. One man’s dangerous is another man’s… not dangerous?
No advice on the kids front since we don’t have any. I do think, for what it’s worth, that any challenge involving feeling too busy can benefit from the need vs want exercise. What do you really need to do vs what you just want to do? You probably need to feed the kids every day, but do you really need to clean the bathroom every day? That’s probably a want. Focus on the things that truly need doing, and let the wants slide for a while until you feel like more of a pro at the needs, get more efficient, and can make time for a few optional tasks. Also, not defining yourself as “busy” helps a ton, too. Now, whenever I feel overwhelmed, I calmly repeat to myself, mantra-style, “I have plenty of time. I have plenty of time.” It sounds cuckoo, but it actually works.
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My husband and I both work full-time. I made a spreadsheet that has all the chores that need to get done monthly, and then split up by days of the week (M-F and weekends). That way I have 3-5 items per day. The whole house is never clean all at once, but everything gets a once over per month (and the kitchen/bathrooms/front hallway are cleaned weekly). That way if I have guests over in short notice, it’s not too bad to clean up quickly.
Also, I’m luky because I get to WFH 2 days a week, so those are the days I do laundry which is a huge help. It doesn’t take much to pop a load in before I start work then at lunch move it to the dryer and add another.
And I use a crockpot alot. There’s some really amazing recipes out there that are not soup, and are better than the “condensed soup” recipes my mom used to make. 🙂
I was curious what your decision was going to be. I posted an article today using your motorcycle purchase decision as an example in the discussion. I’m with Steve, I figured you would buy it.
Ok, you held back by not mentioning the eBike. They are a blast to ride! I bought one a little over a year ago and enjoy the experience of riding up all the hilly roads near our house feeling like superman! I wrote about the sense of “smugness” we have camping, using our solar panels to run the inverter to charge our eBike and refrigerator. When we run out of beer, we can then ride the eBike to town and use our passive income to buy more. The circle of light!
They are nice for quick trips over a mile when we would not normally walk. Our eBike will be one of our primary transportations sources for our errand running next year when we downsize down to one car again.
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Pumped about the bike build. You better have post/series on it!
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Great question!
Keeping sanity in all this is no easy task. At least not for me.
I had the pleasure of having family help but since March we are 2 full time parents with 2 kids. No babysitter or daycare
Mr. Roamer and I take on all the duties.
How do we balance well unfortunately work isn’t super flexible its 8 hrs for that. So really its how do we balance housework and kids while we are at home.
1st Mr. Roamer and I split almost all chores. We both do laundry. We both do dishes. We both clean up around the house. Son is 7 so he helps cooking. And both kids help pick up toys. At 7 he also does laundry and keeping his bedroom in order. With lots of promting sometimes. It’s inconsistent when he helps easily and when he doesn’t.
Really though we don’t worry about household things other then cooking and dishes. And kids during the week. Everyday is not laundry day or mopping or vacuuming. We save those things for the weekend.
Like someone said minimalism seems to me the perfect way to cut out extra work. I have pack lots of toys away . and plenty of the books too. Limiting how much stuff can be tossed on the floor will limit clean up.
But also like someone else said you are not stay at home anymore so make sure you and Mr have a discussion about house hold duties. The necessary kind not the extra project kind.
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Hello 1500 household,
first off congrats with the ebike project (did someone say even more “work” to do?)! Curious to see what motorcycle you will get once you hit FI.
As for the work-life-house balance, staggered working hours and sharing all household requirements together works great for us. We only have one kid though and she is going to daycare, but it remains a struggle and its rarely clean in the home for more than 1 hour!
Reading the above comments, we are also in favor for a minimalist lifestyle, that would considerably limit the amount of work to do. We have started this a while back, but found out that we need to step it up a level to really benefit from downsizing “stuff”and house.
Good luck, we are sure you guys will make it happen.
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“first off congrats with the ebike project (did someone say even more “work” to do?)! Curious to see what motorcycle you will get once you hit FI.”
This project will be a drop in the bucket, maybe 5 hours of labor if things go really bad. Most of the work is research and that’s already done.
My next motorcycle will most likely be electric…