Below is a picture of Michael Bolton. My strange mind has been waiting to use it in a post for a long, long time. We’ll get to him in a moment.
Last week I asked you to comment on two things:
Tell me about a ridiculous purchase.
Could you guess what my recent ridiculous purchase was? The only hint I gave you was that it’s a ball machine that will set me back $500.
I’ll tell you about my new ball machine on Wednesday. Here is what you had to say about your silly spending:
Reader Becky is hilarious:
I just asked the $80 remote controlled dinosaur sitting across the room from me if he can think of any silly purchases, but neither of us can come up with anything…
Jim from Route to Retire is the person that bought a Windows phone:
Gadgets have always been my thing (but I’m getting better). I remember buying the Windows Mobile phone way back before smart phones were popular so the cost was astounding… all for something you use for a couple years and then it becomes a useless brick.
Who hasn’t been coerced into dumping loads of money to watch someone get married? Reader Beth spend over $500:
Bridal party attire. $300 dress. $50-$100 shoes. $75 for hair and make-up. $50-$100 for what goes under the dress. $50-100 for accessories (purse, cover up, etc.) Smile and nod and pretend you’re going to use them again.
I’m not sure if they’re kidding, but where on earth do you eat Jolly Ledger???
How about $156,000 in restaurants and disposable junk over the last 10 years?
Reader Jeff from Jersey had a suggestion for my front porch that is flat out awesome:
First two things come to my mind…. An authentic disco ball from Studio 54 (would look great on that almost finished porch…
Ask the Readers: What will your FI life look like?
My silly purchase has to do with an activity I’ll be partaking in after I leave my 9-5. I’ll tell you all about it on Wednesday. In the meantime, other activities that I look forward to spending more time doing are:
- Walking the kids to/from school every day
- Exploring the mountains on my legs and on two wheels
- Ramping up my exercise routine
I sound like a broken record because I yap about this stuff all the time.
Now I want to hear from you. What activities will consume your life when you leave your job? Notice that I don’t use the word “retirement.” I avoid the word like a Miley Cyrus concert because it evokes images like this one last week on Marketwatch:
And this one from Google search:
And this one from Yahoo Finance:
Why is retirement so strongly associated with old people at the ocean? If I believed the pictures, beaches would be covered with acres of 70+ year old skin. When I go to the beach, I see folks of old ages.
Anyway, I hate the word retirement because is has that connotation of a life of leisure. Doing nothing in retirement is quite possibly the worst idea ever.
WARNING: Sidetrack time!
Other horrible ideas that have made life worse for humans include:
- Budweiser Clamato
- Michael Bolton
- Jar Jar Binks
- The Godfather 3
- the Ford Pinto
- Miley Cyrus
- the Snuggie
- synchronized swimming
Stop! OK, back on track.
My post-work life will be nothing more than an exaggeration of my current free time. Since most of that is NOT spent on the beach or sitting back doing nothing, my FI time will be active as well.
So tell me, what will your life look like post-job? What activities do you look forward to?
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Biglaw Investor says
“My post-work life will be nothing more than an exaggeration of my current free time.”
If your life post-job is going to look radically different from your current life, why not just change your current life?
Biglaw Investor recently posted…Private Student Loans – An Introduction
THIS! —>> “If your life post-job is going to look radically different from your current life, why not just change your current life?”
Thias @It Pays Dividends says
I have to disagree – the McRib has made live amazing for humans 😉
It is amazing how the thought is always to retire to the beach when you hit 65-70. With that being said, my wife and I hope to hit FI and move to the beach! Well, for about a month. We were just discussing this a bit this weekend and one of the things we have always wanted to do is to take an extended vacation to somewhere like North Carolina and rent a beach house. I haven’t had more than 1 week off in a row since I was in high school so we hope to do this once we hit FI.
Besides our beach stay, I want to spend more time playing tennis, finding new hobbies (because I currently have very few), and just enjoying the fact that I have freedom to do things when I want to. Not everything has to be planned out which is a wonderful thing when you think about it.
Thias @It Pays Dividends recently posted…Book Author Interview: Above Average Finance
My one McRib experience was closely followed by McBarfing…
Income Surfer says
Whoa now buddy….you best not be hating on old people at the beach. For Floridians like the IS family and the PoPs, those old people are needed to bring capital into our areas 🙂 Florida has little in the way of industry remaining, and our crook of a governor …… eh, nevermind.
Post FI, well a fair bit of travel. Renting a place somewhere for a month at a time, a couple time a year. Maybe the month of June in the mountains or near the great lakes, or July in Maine or eastern Canada. Maybe September or October in Colorado. You get the idea. The great thing is that Mrs. IS and I have been working toward being Financially Flexible, so we’ve been able to largely live like this now….in our 30s. Day to day. Lots of reading, hiking, biking, writing, and volunteering a couple days a week. See you in August buddy
Income Surfer recently posted…What to make of the Tesla-SolarCity deal?
just a thought says
There are a few of us lurkers / non bloggers that appreciate the money the traditional retirees bring to certain areas of Florida as well 🙂 I love how Florida gets bashed on, but has a lot going for it…again in some areas.
Crook or no crook, at least there isn’t a state income tax 😉
Ha ha, not hating! I’m just saying that the pictures aren’t like real life. I’d love to see old people frolicing on the sand instead of watching TV…
And I like Florida too. So much in fact that I may buy property down there soon…
The Green Swan says
Although it may be filled with old people, I look forward to time at the beach but also time in the mountains and outdoors in general. After retiring early I plan to focus my time on friends and family and hope to coach my kids’ youth activities etc. I may still worth a but on the side too but will also spend more time volunteering and helping others out. Maybe one day I’ll get into teaching, something has always attracted me toward helping the next generation out in that way.
The Green Swan recently posted…My Small Business Investment
Mr. SSC says
Like you said, my post-work life will be an exaggeration of my current free time. That has me wondering if it will even be better, how to manage it etc… I have aspirations of a schedule something like Justin at Root of Good, but how realistic is it that all of a sudden things will be magically different than they are now? I hope so, but realistically, I just won’t have a commute, and a J.O.B. to show up to every day. Hopefully, I’m better at managing that free time, and not just wake up 2 years into the Lifestyle Change wondering what’s different and where’s my sense of purpose? 🙂
Mr. SSC recently posted…The Meaning of Financial Independence: Now, Time Equals Money — Guest Post from Living Dubois
JC Webber III says
We’ve been enjoying our FI life for the last 9 years traveling in our 40′ motorhome visiting 49 of the 50 states (we did Hawaii also, but not in the RV). We’ve also done the Maritimes, Newfoundland, and Labrador, Alberta, Saskatchewan, and British Columbia. Not to mention Puerto Penasco Mexico a half a dozen times. What a wonderful world we live in!
Your RVventures sound awesome! I’ll follow in your tire-tracks someday…
Brian @ debt discipline says
My in-laws are older, retired and live on the beach, well come to think of it they have always live on the beach in CA.
I once saw Micheal Bolton eating a McRib while attending a Nickleback concert on MTV, it was ugly.
We may relocate once we reach FI, I’m not sure the Northeast is were we want to stay, but agree we will continue to enjoy the thing we do now, volunteer, spend time with family, read, go on walks, etc.
Brian @ debt discipline recently posted…Interview Series: Investment Zen
Brian, that is a horrendous image. I’m going to have a nightmare.
Kate @ Cashville Skyline says
“Why is retirement so strongly associated with old people at the ocean?” Hahahaha.
Here’s what my life after financial freedom looks like: probably still working (but on my own terms), classical singing, learning to be an expert weaver, spending more time with my family and friends who live in other states.
Kate @ Cashville Skyline recently posted…The High Cost of a Low Credit Score
FinCon concert (FinConcert!). Do it!!
The Jolly Ledger says
Unfortunately, it is not a joke. Until recently we let our income dictate our budget. Bad bad move. We are kicking ass now though, nothing I can do about the extravagant eating out we used to do.
When I leave my job, I will stop waking up at 4:00 am every day. I will also stay up past 7:00pm every night. It is gonna be one wild party around here!
Mr. Tako @ Mr. Tako Escapes says
For me, life after full-time work looks like a very long weekend.
There are more naps. I spend a lot of time with the kids. I work on personal projects (like my blog) far more frequently than before. Clothing and personal grooming matter far less than before.
We did go to the beach once, but that was just a few days of a family vacation. Most of my time (after full-time work) has been beach free.
Mr. Tako @ Mr. Tako Escapes recently posted…Finding Great Investment Ideas
Mrs. Picky Pincher says
I fantasize about what our lives will look like after we’re able to leave our jobs. It includes:
1. Traveling for extended periods of time across the globe–frugally, of course.
2. Reading and writing more for the blog.
3. Volunteering at an animal shelter
4. Sleeping in! … Just a little, but later than 7 am if I can help it. 😉
5. Spending more time with family.
6. Actually making all of the cute crafts that I say I’m going to make. Ahhh.
Mrs. Picky Pincher recently posted…Why Natural Grocers Pisses Me Off
Dominic @ Gen Y Finance Guy says
Like you I am not a big fan of using retirement to describe life after reaching financial freedom or leaving your day job. It connotates a life spent in the pro-leasure circiut as Todd T. over at the Financial Mentor defines it.
Since I pretty much already do everything I love doing, it would just be much of the same:
– I would still wake up 99% of all days without an alarm clock. I naturally wake up everyday between 5am and 6am depending on the time of year.
– I work on side projects that interest me. I would likely spend a lot more time here, without the demands of a day job.
– I would continue my habit of reading 30-50 books every year. Likely closer to 50.
– I would still avoid DIY projects like the plague. Mr. 1500, maybe in your post FI life you can come over and tackle those for me 🙂
– I would obviously continue blogging.
– We would continue traveling. But in addition to the weekend and week long trips, we have plans to spend 3-months by the beach every year, and 3 months in a foreign country from time to time.
– I would continue investing.
– I imagine we would have kids by then, so they would take up a big chunk of the newly found free time without the demands of the career.
Dude, for lodging in California, I’m on it! I love MMM’s idea of carpentourism. I’m there!
Dividend Growth Investor says
I received a lot of backlash from people, after outlining how I will be FI by 2018. To many, FI = retirement and not doing anything. Perhaps this is why people associate this notion of retirement with older people lounging on a beach…
The thing is, I would likely end up working much harder when I reach FI. There are so many things to accomplish, and just one life to do it.
Of course, if you enjoy doing something and are willing to spend hours on it every day, is it really work?
For example, when I start reading about something, and I end up reading about something else that is related to it, I can end up spending 5 – 10 hours easily without even noticing the time being gone. If I get an actionable investment idea today, or a few months/years down the road, that is fine too.
Dividend Growth Investor recently posted…Medtronic: High Dividend Growth Stock
YES! YES!! YES!!! —>>> “The thing is, I would likely end up working much harder when I reach FI. There are so many things to accomplish, and just one life to do it.”
Eric Bowlin says
I don’t usually see many old people at the beach when I go…Am I going to the wrong…I mean, right beaches?
I sort of had a really slow epiphany over the last year. I realized that people work their whole lives and then try to travel when they retire. I realized I want to travel now, while I’m young.
We’ve been doing that with several vacations this year and last year, but we are going to take it to the next level…
In the next 12-18 months we are packing up and traveling the world. That is what FI looks like to me.
We plan to do Asia for the first year or two…then who knows what. I guess the world is my oyster.
Eric Bowlin recently posted…How to Take Advantage of the Brexit
Mr. PIE says
An exaggeration of my current free time. Sounds good. Oh crap, hang on a minute. I don’t have any free time!! Is an exaggeration of zero more zero and more pain??
Seriously -skiing, hiking, biking, travel in Europe and the Western US states, travel hacking like a pro, kids school involvement, learning new things like photography and DIY ( blimey, it would be great to be competent here) and understanding with a great deal of clarity strategies on how to protect a portfolio. And naps, when I want ’em and as long as I want ’em.
Mr. PIE recently posted…The British are Leaving…….on Vacation
“An exaggeration of my current free time. Sounds good. Oh crap, hang on a minute. I don’t have any free time!!” I know, right?
Spontaneous naps would be awesome…
Linda@Frugal Turtle says
“If I believed the pictures, beaches would be covered with acres of 70+ year old skin.”
Thanks for that image!
One of my dreams when I retire is to slowly travel the U.S. It doesn’t matter if it’s in an RV or a car. I love road trips! Other than that, I plan on gardening, reading, biking, cooking even more food from scratch, oh and probably volunteering somewhere. Probably an animal shelter.
Linda@Frugal Turtle recently posted…What A Week Without the Internet Taught Me
Road trips are great!
Related: I was just discussing this with Income Surfer: https://www.amazon.com/Manifold-Destiny-Guide-Cooking-Engine/dp/1416596232/ref=sr_1_1?ie=UTF8&qid=1467082710&sr=8-1&keywords=manifold+cooking
I got a LOT out of Girl Scouts and GS Camp when I was younger. I wouldn’t be the person I am today without that influence in my life, so when I’m FI I’d like to pay it forward and be that positive role model for the next generation of girls. During the fall/winter/spring I’ll probably visit my family, travel, and be a ski bum!
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Always good to find a fellow human that hates nickelback as much as I do. I call it “party rock”, or make me want to “vomit rock”. I think you could stop at budweiser, we don’t need to list all the horrible beers they make lol.
Every once in a while I wonder what I would do if I didn’t have to work, I never really came up with a good answer. And I noticed what I’d want keeps changing, so I guess that’s what I’d do: a lot of different random things. Being social would have to be a part of it, I’m not going to sit at home.
Just read your old post on Mr. Cheapo, One of my good friends (who’s also cheap) nick named me Biscuit. not as obvious, but it has to do with me being cheap. That is a good question you raised, why is it so taboo to be frugal. I started trying to find a girlfriend recently and it’s instantly like trying to find a leprechaun, no one’s good with money.
Nickelback is horrible. They even plagiarize themselves: http://www.npr.org/templates/story/story.php?storyId=4258547
And someone really stooped low to insult the mayor of Chicago. Even he doesn’t deserve this: http://www.npr.org/sections/thetwo-way/2012/09/11/160968342/chicago-mayor-emanuel-does-not-like-nickelback-spokesperson-says
Fervent Finance says
Lifting, biking, walking, napping, cooking, reading, blogging, drinking, grilling, traveling, maybe earnings some cash part-time, maybe some entrepreneurial endeavors. Only time will tell 🙂
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Done by Forty says
I will nap.
Mostly, I’ll spread my time evenly among the various activities that I enjoy and/or are important to me, but that I have to short these days because I’m giving 50 to 60% of all my weekday working hours to my career. So I’ll get an extra hour or three to give to family, friends, hobbies and, of course, leisure (i.e – boardgames and naps).
Done by Forty recently posted…Oops, We Have a Mortgage Again
The great thing about not being dependent on a job is that my life can change daily! I have a list of things to do – partially because I don’t want to find myself stuck in that “there’s nothing to do” debacle and partially because I like making lists, and it is separated into columns of part time jobs I think would be interesting to try out, places I’d like to spend more time volunteering, and activities I like to do. I also have my handy “100 things” list that will continue to grow and change so there will always be small task items that need completed and larger learning opportunities that will need studied and tried over and over again. The beautiful thing to me is if I wake up and feel like going for a bike ride to get groceries and stopping by library for new books and the going home to mow the lawn and prepare an evening picnic in the park for the family, I can! or if I wake up and feel like signing up for a yoga class or lifting some weights and then volunteering at our community bike center and then surprising my daughter at school for lunch, I can! Or…. ok, you get the point. 🙂 I do think it would be fun to work part time at a Home Depot type store – imagine the project ideas that could come from that!
In the top picture on the beach, I hope those people are getting royalties as I see that picture used all the time. For the bottom picture, I think they are being chased by your dinosaur.
Probably the first 6 months I will use to rest and disconnect. After that it will be a combination of:
– long travel
– lots and lots of reading
– building things (widgets that strike my curiosity, airplane, house DIY, etc)
– learning new skills — I’m a bit of a jack of all trades and I enjoy getting reasonably good at many things
– spend more time with family & friends (especially nephews/nieces)
– volunteer for various animal causes
– maybe write a book (fiction) — I’ve always wanted to tell a story
– etc etc etc
Airplane? Like build one? If so, that is awesome.
Yep. Lots of kits out there to build small planes. I’d like to build at least a 2 person one. Not only does it save on the plane itself but you learn how to maintain it yourself since you built it and thus save on the maintenance cost (which is the bigger cost of owning a plane).
There are even small jet engine airplane kits!! Who knows in a few years there may even be car/airplane hybrids you can build.
Come on future! I’d love to be able to fly every weekend. I may buy an ultralight at some point. I’m waiting to see what comes down the line in electric form…
Our Next Life says
Dude, going after the Smurfs?! What’d they ever do to you??? Hahaha.
Okay, so life in retirement… definitely lots of walking on the beach and watching Smurfs. 😉 Honestly, I think we’ll feel just as busy as now when we’re retired, it’s just that we’ll be spending our time doing the stuff that we care about rather than stuff that other people care about. The short list, in no particular order:
Traveling the world slowly
Traveling the hemisphere slowly in a tiny RV
Coaching nonprofits to be more effective (higher level volunteering than just “walking the dogs at the shelter” or “dishing up soup to homeless folks” — though both of those are important, and we’ll certainly do them too!)
Climbing lots and lots of mountains, especially in the winter when we can ski down them
Pursuing an “endless winter” of following snow around the globe for a year or more
Becoming experts at our local trails and waterways
Spending more time with our aging parents
Can’t wait! 🙂
Our Next Life recently posted…Embodying Our Best Selves Way Before We Reach Early Retirement
Oh man, I hated the Smurfs. I’ll forgive you though because this is a cool comment: “Coaching nonprofits to be more effective “
Revanche @ A Gai Shan Life says
Whoa whoa, the Smurfs don’t deserve your hate! Well, aside from only having one female Smurf which I’ll never understand … 🙂
Anyway, I don’t have “free” time now but I do have priorities that take up the time that isn’t dedicated to my paid work time. Whenever it happens, I’m still calling it retirement from working because I have to and not because I want to! My plans for retirement, where I’ve hit our multi-millionaire status secretly, and spend 70-80% of my time enjoying our home that we’ve earned, gardening, rescuing dogs, raising our kid(s). I’d also be working regularly on the things I’ve always made time for: the blog, dabbling in the stock market as always, keeping up on personal finance, our rentals and adding more properties to the portfolio.
There will be a LOT more naps, and quite a lot more home-cooked meals, because boy do I love food. And, since I’m regularly warned that all that food is going to catch up to me in my mid-30’s, I’ll be exercising a lot more.
None of these things are a departure from my life now so this isn’t like the Life sized version of a New Year’s Resolution. I’m already walking more, cooking more, and tending our portfolio.
Revanche @ A Gai Shan Life recently posted…That time I spent $600 on a phone
Yeah, one female! What on earth was up with that? Not a good ratio…
Laura aka Mrs Nickels says
First let me say that the Smurfs nearly caused a rift between my mom and I when I was 6. I l-o-v-e-d the show, while she claimed the whole thing was filled with witchcraft and sorcery (darn you Gargamel) and forbid me to watch it. So I secretly watched it at a friends house for years without her knowledge. I finally came clean this last Mother’s Day. (Seriously.)
As far as FI goes, Randy is out of the 9 to 5 as you know, but I’m still plugging away. He reads a LOT more than he used to, he took up drum lessons, and is thinking of buying a kayak soon. And he manages our laundromat investments on the side too of course. I make so much money for what I do, and can work from anywhere, that it may be hard for me to pull the trigger when my time comes (FI Class of 2021).
Once we’re BOTH free, we’ll probably sell the laundromat investments, move to the north shore of Kauai for a while and then travel the world, 3 months at a time or more. I’m looking to fill my days with travel, trying new recipes, boating and reading.
On the other hand, the laundromats have gone so well, I think the business-owner bug has bitten. So even after we sell those, wherever we end up next, we may buy another business. Then build it up and sell that too, and start over again. Who knows…
Laura aka Mrs Nickels recently posted…Life, Money, Laundromats. The Long Overdue Update.
Oh man, this is hilarious about the Smurfs! I’m laughing typing this! How did your mother take the news of your past wickedness? That does explain the smoking cauldron and dead chickens in the corner of the laundromat though.
I see us in Kauai together before too long. Can’t wait!
“FI Class of 2021” – I love this! I’m currently marked for FI Class of 2020 (yup – totally stealing it, I might even get a tassle thinger for my bike) but realized that a July date is not a good idea for a gal that loves summer; so I either need to take a few extra classes to be an early 2020 graduate or join your class of 2021 with a little extra cushion for the FI 15 to hit the following spring.
Graham @ Reverse the Crush says
The Michael Bolton photo made me laugh!
What a hair cut lol It reminds me of my parents since they use to listen to him all the time when I was growing up haha. It’s embarrassing but my mom even got his autograph…SMH
To answer your question on FI, I’m sort of already doing some of the things I want. Ideally, though, I still need to find a way to generate more consistent income.
But my FI will be ultimately spent like this:
Lots of travel to avoid the cold Canadian winters | writing | reading | adding to my dividend portfolio | lots of exercise | playing basketball | tennis | enjoying adult beverage (wine & beers) | photography | focusing on a healthy diet | but also having the flexibility and financial means to try new restaurants | time with friends & family | continue improving the blog | possibly start a small side hustle company because I enjoy branding.
I’m doing some of this now, but like I said, I need more income predicability to be able to travel more and do some of the bigger things. Great post!
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Chris @ Flipping A Dollar says
I don’t like Nickelback but man do they know how to make money!
Chris @ Flipping A Dollar recently posted…Simple Path to Wealth JL Collins Book Review
I know, right? It is a crime.
Team CF says
Ah, so the answer to wait until you are old then run on the beach is not the correct answer on what to do after reaching FI, bummer….we were so looking forward to that!
Team CF recently posted…What is the Optimum Amount of Equity in your Home?
Jim @ Route To Retire says
Mmmm… McRib! 🙂
I can sum up FI for me in one word… time. Time to do what I can’t seem to find a slot for right now (whether an excuse of not). I want the time to be able to get exercising more, martial arts, and time to guide my daughter more as needed (of course she’ll be 15 and probably won’t want to have anything to do with me!).
I’m also actually excited to have more time to concentrate on building up my blog.
Jim @ Route To Retire recently posted…I’m a Cheap @#$… and Proud of It!!!
Mr Zombie says
Nickelback. I would spend half my time going to Nickelback gigs and booing.
And the other half hooting, drinking beer and listening to epic bands live, like Clutch and Baroness.
Mr Zombie recently posted…Why Series: Why Invest?
I plan to people watch…on the beach.
In a seriousness, we would take more trips to the beach (and other places). I will probably consult part time for non-profits and health clinics.
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ZJ Thorne says
My post-work life will include so many things I love. I will cook. I may learn to brew beer. I will continue learning languages. I will continue volunteering with local nonprofits. I will sleep until my body naturally wants to wake up. I will walk in the woods by my house. I will travel by train, which is my favorite mode of transportation that I don’t have time for right now. I will continue reading all of the books.
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The Russian Guy says
That’s an interesting question… So far I like what I’m doing, I like my work and things I’ve been doing for almost 10 years. But if we talk about dreams, FI dreams, I have two:
– to buy a house in a country, german shepherd, black cat and a lot of books. Real books with pages you can feel and smell. But that would be after my kids will be done with college.
– Go all the way around on my motorcycle
The Russian Guy recently posted…How to learn from broke people
Not sure if I’ll be able to retire before 80 at my current rate, but hopefully in retirement I’ll be able to enjoy some international travel.
And I can’t live without my Snuggie – my apartment doesn’t have a good source of heat (it has an unvented gas heater that I refuse to use when I’m home due to the smell/fumes) so I wouldn’t have probably survived the winter without it. Snuggies are awesome!
I’m hoping to hit FI by the time our two younger children are in high school. I plan on getting the kids off to school every morning and walking/hiking/biking/class at the Y/floating a kayak on the river for a good long stretch. I’ll fill up the rest of the day writing, reading, taking care of the house, and volunteering. I’d like to be more involved in a local foster program. We’re already budgeting for travel every year (one family trip and one world-exploring trip for me and some childfree friends), so I don’t think I will do more, unless it’s to take a longer one once I don’t have to worry about time off from work.
Jen@FrugalSteppingStones recently posted…Feeding Five For $100 Per Week: 2nd Week of July 2016
Jen, all of that sounds wonderful! Best of luck in your journey!
When I hit FI I’m moving to the beach where I can finally eat McRibs and listen to Nickelback in peace!
Just imagine a Nickelback concert with everyone in a smurf costume…
TheHappyPhilosopher recently posted…Why We Ignore the Important Things In Life
!!!!! Don’t invite me to that party!
Marisa Stone says
“Other horrible ideas that have made life worse for humans include”:
How could you have missed the Khardasians on the list(and the Wests).
Wow…I loved this post!!!!
Post FI I plan on continuing to flip houses(will have much higher yield because I can use my own $$ instead of hard money at 12% plus fee’s). I would do this because I love it. I want to learn how to set tile, carpentry and get really good at landscaping(although I will need to get better at this far before FI).
Also in between flips maybe in the winter, I would like to have month to 2 month long vacation/immersion in different countries: Spain, Germany, Thailand, India and any other that strikes my fancy.
I really want to have more time to read books. By the time I reach FI, my youngest will be in college and my older kids will probably have kids(yeah, G-ma time). I will want to support them. Our parents were older parents and could not give us breaks with our kids so I plan to be healthy enough and FI to help our kids out.
Also, definatly want to help our kids with their own FI. Help them get started with real estate investing, learn other investing. I talk to them almost daily about the important of FI. I always tell them: ‘When you have 1 employer you can be fired any time, when have a side hustle with many customers, if you lose one it is not as catastrophic’
Those FI plans sound pretty great!
I look forward to flips myself. Setting tiles is a lot of fun and I’ve done it a million times. Let me know if you need any advice.
And this. Is. Awesome: