I'm a natural worrier. I'm also a natural planner. Two thoughts about worrying and planning: There is overlap: I'd guess that these two personality traits have strong Venn diagram overlap. In other words, if you're a worrier, you're probably a planner. It's toxic: Both worrying and planning take you out of the present moment. Worrying about a past that you can't change … [Read more...] about When Life Goes Off The Rails
I promise that this won't turn into a COVID blog, but I just have a little more to say... FIRE is more relevant than ever right now. The economy is shut down, but significant savings allow you to ride out the storm. Mindy and I don't have to worry about losing our home or going hungry. Our biggest challenge is home-schooling a combative and resistant 10-year-old. Hardly … [Read more...] about How Are You Doing?
Way back in 2013, Boulder County flooded. We had moved to Longmont only months before and now the police were knocking on our door ordering us to evacuate. The gentle stream near our new home normally looks like this: But in September of 2013, it looked like this: Where the sidewalk ends... Wait, it's not supposed to end there! This bridge would get washed out … [Read more...] about The Upside
First, let's talk numbers. They're not terrible. February 19: Our net-worth hit an all-time high of $2,585,214.March 16: Less than a month later, it was down to $2,280,151, a paper loss of $305,063.March 30: It has since recovered to $2,353,069, down $232,145 from that all-time high. Roller coaster chart from Personal Capital. If we were pure index investors, our … [Read more...] about What We’re Doing With Money
So, back in August, I wrote this: And 7 months later, here we are. (Side-note: I sandbagged it. The S&P 500 and Dow Jones are 30% and 35% off their all-time highs respectively.) I'm no clairvoyant. I could have predicted a downturn at just about any time in history and been correct. Markets go mostly up, but they go down too. Frequently. I also had no idea … [Read more...] about Frozen Dinosaurs, Axe Murderers, Murderous Multiples, Ignorance, Recession, And Depression