lending club

Guest post: How peer lending fits into my portfolio

February 10, 2015 by Mr. 1500 Days 39 Comments

I've frequently stated that I need to overhaul my portfolio. Currently, I hold almost everything in aggressive stock funds or even pure stocks. While this strategy may be a bit reckless, I'm not fond of the idea of losing money to inflation when holding it in cash or bonds. I was chatting with Write Your Own Reality (Mr. WYOR from this point on) about this topic recently. … [Read more...] about Guest post: How peer lending fits into my portfolio

Lending Club verses Prosper

March 16, 2013 by Mr. 1500 Days 14 Comments

While I've only been blogging about my Lending Club returns so far, I also have a Prosper account. I've actually been a lender with Prosper longer than Lending Club, almost 2.5 years now. I've been a lender with Lending Club for almost 2 years. You would think that by now, I'd be able to choose a favorite. However, I cannot. They both have features that I like. Prosper has … [Read more...] about Lending Club verses Prosper

My goal was to build a debt-free* portfolio of $1,000,000 by February of 2017; 1500 days from the birth of this blog (January 1, 2013). And hey look, I’ve since retired!

Investments only
1/1/13 (The Start): $586,043
1/1/14 (1 Yr Later): $869,635
1/1/15 (2 Yrs Later): $987,351
1/1/16 (3 Yrs Later): $1,057,961
1/1/17 (4 Yrs Later): $1,257,128
1/1/18 (5 Yrs Later): $1,527,701
1/1/19 (6 Yrs Later): $1,549,440

2019: Investments only
1/1: $1,549,440
2/1: $1,649,953
3/1: $1,658,864
4/1: $1,687,526
5/1: $1,753,597
6/1: Forgot! Doh!
7/1: $1,747,170
8/1: $1,790,191
9/1: $1,771,717
10/1: $1,895,730
11/1: $1,960,626
12/1: $2,000,156

Note: The big jump in September was because we bought another home, but kept the other one as a rental, so now count it as an investment.

2019 gains: $450,716

Overall
Gains: $1,414,113
Net worth**: $2,365,156

*I still have about $90,000 in mortgage debt (which I love!). My solution was to accumulate enough money to cover this or $1,100,000.

**Includes stuff besides investment portfolio including home, cars, dinosaurs…

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