I usually don't do much in the way of guest posts, but reader Todd wrote a fun little diddy that I can't help but publish. Todd may be the master of delayed gratification (what are you on Todd and can I buy it?), so he fits the FIRE mode very well.Todd loves hats. I love hats too, so I'll warm you up by showing you some of mine:Take it away Todd! I am a loyal reader … [Read more...] about Reader Guest Post: Todd, a Man of Many Hats