I hear people yap all the time about how they have issues with money. It comes in many forms: “I can’t make ends meet!” “I need a second job!!” “The car payments are overwhelming!!!” However, in almost every case, there aren’t really issues with money…
We really love our neighbor. She’s a great grandmother who I’ll call Julie. Unfortunately, she’s going to move soon, partly because of poor decisions by her granddaughter. The granddaughter is who today’s post is about.
I first noticed the granddaughter shortly after we moved in last June. She dropped by Julie’s home to drop the great-grandchildren off. I immediately noted her car, a Nissan Armada (base price almost $40,000). It was jacked up and had a $2,000 set of wheels on it. The truck was outfitted with all kinds of other fancy stuff. It looked ready for a safari. She was either wealthy or a big spender. I hoped it was the former.
Due to construction, we have no gutters on our home. This can be an absolute nightmare. We have a bunch of plastic bins that we deploy to catch water. This is important since water can be very destructive to a home. If a really big rain comes, we have to run out and empty the bins because they fill up quickly.
Anyway, this very thing happened a couple weeks ago. It rained and rained and then rained some more. Mrs. 1500 and I were soaked and covered with mud from this ridiculous chore when we noticed Julie and her granddaughter standing outside on the porch. We said ‘Hi’ to them and chatted with Julie a bit. At the same time, we noticed the granddaughter eye-balling us with a look of pity and disgust. It was clear that she would never sign on for our lives. No problem, most wouldn’t.
A week or so ago, Julie announced that she’d be moving out. Oh no! We hate to lose a nice neighbor. She went on to explain that her granddaughter ‘was really struggling with money’. Julie would be moving into her granddaughter’s unfinished basement in her ‘newly built home’ to help her out. Sigh. So now, the picture was clear. Granddaughter doesn’t have her financial house in order.
It’s really bad decisions for most
I take issue with Julie’s statement about how her granddaughter is struggling with money. Granddaughter is not struggling with money; she’s struggling with incredibly poor decisions. She just had a new home built and drives around a massive SUV to shuttle 2 kids around.
Despite some of my angry rantings about ridiculous swimwear, cars and even toilets, I really don’t care what you buy if you have the means. If your bank account is fat and you can’t live without some fancy thing with 4 wheels or a crazy purse, go nuts!
The key phrase here is “bank account is fat.” Don’t do it unless you have enough money and investments to live for years without income. Struggling with money sucks. I haven’t struggled for a while now, but I still remember the times when like it was yesterday. It was terrible. I’ll choose financial security over a shiny SUV any day of the week.
*Anyone else remember this film from Steven Spielberg? I remember watching it as a child and being blown away by it.
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