Way back in August of 2019, I wrote a post called Getting Rich With A Mortgage. It was about how I could have paid cash for a house I bought in 2013, but decided to get a mortgage instead and invest the rest. I'm a big fan of debt when it's cheap and a low-rate mortgage seemed like a no brainer. I even wrote this:Rare opportunity: Today’s rates are a historical anomaly. … [Read more...] about More Mortgage Musings
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2021, 2022, VTSAX And Chill
Wait, 2021 is over already? What the heck happened? 2020 trudged along like a drunken sloth trying to scale Mt. Everest. 2021 seemed to fly by in seconds...2021 was a pretty great year. I'm thankful for all of the adventures I got to experience:I'm even more thankful that my daily life was interesting, challenging, and filled with good humans.Money, $$$, … [Read more...] about 2021, 2022, VTSAX And Chill
Home Sale: Mortgage Post-Mortem
Mindy and I just sold our old home. It had been a rental, but the numbers didn't work well. We earned less than $3,000/month on a $600,000 home. We weren't close to the 1% Rule. Hell, we weren't even at the .5% rule. If we had pursued our original plan to put the home on Airbnb, the numbers would have worked much better. But then, we're trading time for money. I need time much … [Read more...] about Home Sale: Mortgage Post-Mortem