5%

Ask the Readers: Tell me about a Ridiculous Purchase

June 20, 2016 by Mr. 1500 Days 86 Comments

UPDATE: We have a winner for the "Guess my stupid purchase" contest. More details next week...I am planning on buying something ridiculous that will set me back about $500 (queue Mrs. 1500 rolling her eyes). If this thing works, it will provide me with hours and hours of enjoyment. I won't tell you what it is now, except that is has to do with balls and will make me a … [Read more...] about Ask the Readers: Tell me about a Ridiculous Purchase

Ask the Readers: Would you take 5%?

June 1, 2016 by Mr. 1500 Days 45 Comments

Last week, I asked if you were creative. Before I get into the readers' answers, I have a confession: You're wasting your time reading this blog.It's true. The reason is that everything that needs to be said has already been said. You wont learn anything new here. Jim Collins already covered investing. MMM and Jeremy from Go Curry Cracker have discussed the 4% Rule. All … [Read more...] about Ask the Readers: Would you take 5%?

My goal was to build a portfolio of $1,000,000 by February of 2017; 1500 days from the birth of this blog (January 1, 2013). And hey look, I’ve since retired!

Investments only (primary home excluded)
1/1/13 (The Start): $586,043
1/1/14 (1 Yr Later): $869,635
1/1/15 (2 Yrs Later): $987,351
1/1/16 (3 Yrs Later): $1,057,961
1/1/17 (4 Yrs Later): $1,257,128
1/1/18 (5 Yrs Later): $1,527,701
1/1/19 (6 Yrs Later): $1,549,440
1/1/20 (7 Yrs Later): $2,035,040*
1/1/21 (8 Yrs Later): $3,379,746**
1/1/22 (9 Yrs Later): $4,762,642
1/1/23 (10 Yrs Later): $3,112,821

2023: Investments only
1/1: $3,112,821
2/1: $3,582,368
3/1: $3,716,852
4/1: $3,861,599
5/1: $3,694,445
6/1: $4,089,141
7/1: $4,384,858
8/1: $4,539,865
9/1: $4,468,622

Gains: $1,355,801

Overall
Gains since 1/1/2013: $3,882,579
Net worth***: $4,698,622

* The big jump between 2019 and 2020 was partly because we bought another home, but kept the previous (much more expensive) one as a rental. We have since sold it.

** Tesla.

*** Includes our primary home equity in addition to our investment portfolio.

Finally, we still have about $290,000 in mortgage debt (which I love!). No regrets about the debts!