buy or rent

Ask the Readers: Do you believe in buying a house?

September 29, 2014 by Mr. 1500 Days 52 Comments

Hi there, Mrs. 1500 today. The roar of the crapcyclesA couple weeks ago, we asked what we should do about our new neighbors. A small band army of people moved into the rental home across the street. They brought with them a battalion of vehicles and a platoon of animals. There are new developments.About a week ago, a bunch of the people moved out. With them went at … [Read more...] about Ask the Readers: Do you believe in buying a house?

My goal was to build a portfolio of $1,000,000 by February of 2017; 1500 days from the birth of this blog (January 1, 2013). And hey look, I’ve since retired!

Investments only (primary home excluded)
1/1/13 (The Start): $586,043
1/1/14 (1 Yr Later): $869,635
1/1/15 (2 Yrs Later): $987,351
1/1/16 (3 Yrs Later): $1,057,961
1/1/17 (4 Yrs Later): $1,257,128
1/1/18 (5 Yrs Later): $1,527,701
1/1/19 (6 Yrs Later): $1,549,440
1/1/20 (7 Yrs Later): $2,035,040*
1/1/21 (8 Yrs Later): $3,379,746**
1/1/22 (9 Yrs Later): $4,762,642
1/1/23 (10 Yrs Later): $3,112,821

2023: Investments only
1/1: $3,112,821
2/1: $3,582,368
3/1: $3,716,852
4/1: $3,861,599

Gains: $748,778

Overall
Gains since 1/1/2013: $3,275,556
Net worth***: $4,091,599

* The big jump between 2019 and 2020 was partly because we bought another home, but kept the previous (much more expensive) one as a rental. We have since sold it.

** Tesla.

*** Includes our primary home equity in addition to our investment portfolio.

Finally, we still have about $290,000 in mortgage debt (which I love!). No regrets about the debts!