lifestyle inflation

When Do You Let Lifestyle Inflation Creep In?

April 30, 2018 by Mr. 1500 Days 63 Comments

Hi there, Mrs. 1500 today, asking about frugal travel and more broadly, lifestyle inflation. (Today's post is inspired by Mr. 1500's 3-leg, all-day flight from Denver to Florida to save $20 per person.) Mr. 1500 note: Flying from Denver to Jacksonville is painful; not a lot of options... We have two small children who thrive on a consistent bedtime/wake-up routine, and who … [Read more...] about When Do You Let Lifestyle Inflation Creep In?

My goal was to build a portfolio of $1,000,000 by February of 2017; 1500 days from the birth of this blog (January 1, 2013). And hey look, I’ve since retired!

Investments only (primary home excluded)
1/1/13 (The Start): $586,043
1/1/14 (1 Yr Later): $869,635
1/1/15 (2 Yrs Later): $987,351
1/1/16 (3 Yrs Later): $1,057,961
1/1/17 (4 Yrs Later): $1,257,128
1/1/18 (5 Yrs Later): $1,527,701
1/1/19 (6 Yrs Later): $1,549,440
1/1/20 (7 Yrs Later): $2,035,040*
1/1/21 (8 Yrs Later): $3,379,746**
1/1/22 (9 Yrs Later): $4,762,642
1/1/23 (10 Yrs Later): $3,112,821

2023: Investments only
1/1: $3,112,821
2/1: $3,582,368
3/1: $3,716,852
4/1: $3,861,599
5/1: $3,694,445
6/1: $4,089,141
7/1: $4,384,858
8/1: $4,539,865
9/1: $4,468,622
10/1: $4,353,063
11/1: $4,027,929

Gains: $915,108

Overall
Gains since 1/1/2013: $3,441,886
Net worth***: $4,257,929

* The big jump between 2019 and 2020 was partly because we bought another home, but kept the previous (much more expensive) one as a rental. We have since sold it.

** Tesla.

*** Includes our primary home equity in addition to our investment portfolio.

Finally, we still have about $290,000 in mortgage debt (which I love!). No regrets about the debts!