Today is the 47th edition of our periodic guest post series called 10 Questions. We have a list of 17 questions we pose to fellow financial bloggers, and they are free to pick and choose 10 or answer all of them. Let us know if you would like to be featured in a future edition of 10 Questions.
Late last year, my family and I spent some time in Southern California which also is the home of Michael from Financially Alert. I took the opportunity to meet Michael on the rooftop deck of a microbrewery right next to the Pacific Ocean:
beer + ocean views + great conversation = Perfect Afternoon
Michael is an inspiration because he has crossed over the threshold to FI and retired. How cool is that? So many of us write about it, but few of us have taken the leap. Way to go Michael! Keep kicking ass in life!
Any maybe most importantly, Michael brought me delicious, homemade chocolate chip cookies. That will take you a long way with me. A very long way.
Tell me how you’re going to change the world with your blog (dream big or don’t dream at all!).
The dream for my blog is to help as many people as I can to find financial freedom as quickly as possible.
I define financial freedom more as a mindset, rather than a number. Being financially free simply means you no longer worry about money as a necessity, and have the ability to actively pursue work that you love.
Financially Alert is my site where I share openly my own personal journey to financial freedom at the age of 29. I also am documenting my journey to financial independence and actively pursuing a net worth goal of $10M. It is my sincere hope that this full transparency helps to inspire you to take action towards your own goals. If I can do it, anyone can!
My mission is to help you to appreciate the present, celebrate your progress (large or small), and embrace challenge and adventure. The path to financial freedom is one sought often, but frequently travelled. I’d like to be your guide along the way and help you maximize your true potential.
What post are you most proud of and why?
I am a huge fan of Tony Robbins’ work and the tools that he’s developed in the area of personal development and peak performance.
When I recently attended a couple of his seminars, I wrote about my experience. *Warning, it’s a bit long, but I like this one because it’s written 100% from my heart.
Do you enjoy writing?
I definitely love to write! I’ve been keeping a journal of some sort ever since 1992. Writing is a great way to communicate to others, and with yourself. It’s always fun to go back and see how I used to think along different points in my life. I think it’s also helped me to maintain a strong sense of gratitude.
1500 Days is about early retirement. Do you have early retirement dreams? At what age do you think you will retire?
Early retirement was my dream ever since I was a little kid. Kind of funny considering I’d never worked a day in my life yet, but it was my goal!
After college, I wasn’t sure what to do with my Economics degree, so I pivoted 180 degrees into I.T. From there I was able to start my own company with a few friends and ran that for a little over a decade before selling it.
During that time I made a conscious effort to save a large percentage of my income, purchased real estate, and eventually found myself a millionaire by the age of 29. At age 36 I left the workforce to become an early retiree… woo hoo!
It’s been a couple years now since the transition and I love staying home with my kids on a daily basis. However, I also realized that I needed to start something else, and that’s how Financially Alert was born!
If blogging isn’t your full time gig, what is?
I am also working on building a personal development and finance coaching business to help others identify and work towards financial freedom.
What is the best money management or investment tool you have come across?
I like using a combination of personal capital in conjunction with my own excel spreadsheet. If you’d like details, you can find the link here: http://www.financiallyalert.com/how-to-budget-like-a-badass-the-easy-way-part-1/
How do you handle people with different views on money, ie spendy people?
I try not to judge other peoples’ views even if I don’t agree with them. I believe that most people are doing the best they can given the current resources they have. If they agree to be coached by me, I will challenge them to dig internally to understand why they spend money as they do (or don’t). From there we can explore different ways to make changes.
Did you grow up with money? How did your money situation growing up influence you?
I was lucky. I had one parent that loved to save and be frugal, while the other one was “spendy” and free loving. So, I got to learn the pros and cons of each perspective and have tried to incorporate the good elements of both into my life. This also gives me the ability to empathize with my clients on either side.
I never had to worry where my next meal would come from, but I also felt a lack of money at times (even though we may have had it – unbeknownst to me). Ultimately, I’m glad that I did not grow up with a lot of excess because it fueled my desire to have more, and taught me to really go out and become resourceful as an entrepreneur.
Did your parents teach you about money as a kid? How so?
My Dad was a CPA and an investor in a couple small/medium sized businesses. He really taught me the value of hard work and always emphasized the power of businesses.
What do you do for exercise?
The bulk of my exercise comes from chasing around my two kids at home, dancing around to silly kid songs, and an occasional walk to the park… yes, that’s the day in the life of a stay-at- home Dad!
However, this year I’d actually like to take some more time for myself to exercise. I actually enjoy tennis, basketball, fishing, and golf. Since I didn’t get much of these activities in last year (well, save fishing), I’m making it a point to change that this year. In fact, I’ll be joining a tennis class this coming month!
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