Mindy and I just sold our old home. It had been a rental, but the numbers didn't work well. We earned less than $3,000/month on a $600,000 home. We weren't close to the 1% Rule. Hell, we weren't even at the .5% rule. If we had pursued our original plan to put the home on Airbnb, the numbers would have worked much better. But then, we're trading time for money. I need time much … [Read more...] about Home Sale: Mortgage Post-Mortem
January 2021: Up $236,821
My main goal* was to build an investment and cash portfolio of $1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in 1500 days**, starting from 1/1/2013 and ending in February of 2017. I made my goal in 2016, my 1500 Days are over, and I’ve left my job. In the interest of openness, I’ll continue to share my numbers.After an … [Read more...] about January 2021: Up $236,821
April 2022 Won’t Happen
Our lives have been pretty crazy lately.With the explosive housing market and the tenants moving out of our rental, Mindy and I thought it was a good idea to put the home on the market. We did that in January and had multiple offers within 48 hours. At the end of this week, we close on the deal, but in the meantime, there are a lot of loose ends to tie up. Busy, busy, … [Read more...] about April 2022 Won’t Happen
The Ultimate Frugal Valentine’s Day Guide
The most romantic day of the year is upon us!Valentine's Day!What's more romantic than waiting 90 minutes for breadsticks at your local Olive Garden while risking exposure to a communicable disease?Pretty much everything! But I digress.V-Day isn't easy. Expectations, hormones, and date budgets go into overdrive. But, don't worry, I'm here to help!To get you … [Read more...] about The Ultimate Frugal Valentine’s Day Guide
The Difficult Path To Wealth
A man who carries a cat by the tail learns a lesson he can learn in no other way.-Mark TwainWhenever the stock market takes a big dump, I feel a little giddy. Mindy and I are still in the saving part of our lives (she works, I don't [Wife-FI? Spouse-FI??]), so corrections are opportunity.We got very lucky last spring. We had paid cash* for a home back in 2020, but our … [Read more...] about The Difficult Path To Wealth