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earningmoney

The Magical Doubling Penny

February 26, 2013 by Mr. 1500 Days 19 Comments

Way back when Mr. 1500 was in high school, a teacher asked the following question:"Which would you rather have, $10,000 or 1 cent that doubles in value every day for a month?"I have no idea what I thought, but I do remember most kids saying they'd take the $10,000. However, if you do the math, the penny is the clear winner. … [Read more...] about The Magical Doubling Penny

Lending Club Performance Update

January 29, 2013 by Mr. 1500 Days 3 Comments

I see P2P lending as a critical part of my retirement portfolio and currently have accounts with both Prosper and Lending Club. I'll provide monthly performance and strategy updates. For now, I'm going to focus on Lending Club. … [Read more...] about Lending Club Performance Update

Introduction to peer-to-peer lending with Lending Club and Prosper

January 8, 2013 by Mr. 1500 Days 3 Comments

Prosper.com and LendingClub.com are two websites that facilitate peer to peer (P2P) lending. What is P2P lending you ask? Wikipedia.org defines it as follows:Peer-to-peer lending (also known as person-to-person lending, peer-to-peer investing, and social lending; abbreviated frequently as P2P lending) is the practice of lending money to previously unrelated individuals or … [Read more...] about Introduction to peer-to-peer lending with Lending Club and Prosper

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Freedom!

My goal was to build a portfolio of $1,000,000 by February of 2017; 1500 days from the birth of this blog (January 1, 2013). And hey look, I’ve since retired!

Investments only (primary home excluded)
1/1/13 (The Start): $586,043
1/1/14 (1 Yr Later): $869,635
1/1/15 (2 Yrs Later): $987,351
1/1/16 (3 Yrs Later): $1,057,961
1/1/17 (4 Yrs Later): $1,257,128
1/1/18 (5 Yrs Later): $1,527,701
1/1/19 (6 Yrs Later): $1,549,440
1/1/20 (7 Yrs Later): $2,035,040*
1/1/21 (8 Yrs Later): $3,379,746**
1/1/22 (9 Yrs Later): $4,762,642
1/1/23 (10 Yrs Later): $3,112,821

2023: Investments only
1/1: $3,112,821
2/1: $3,582,368

Overall
2023 investment gains: $469,547
Investment gains since 1/1/2013: $2,996,325
Net worth***: $3,812,368

* The big jump between 2019 and 2020 was partly because we bought another home, but kept the previous (much more expensive) one as a rental. We have since sold it.

** Tesla.

*** Includes our primary home equity in addition to our investment portfolio.

Finally, we still have about $290,000 in mortgage debt (which I love!). No regrets about the debts!

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Disclaimer

Investing is risky business. The information contained on this site is for informational purposes only. As with all matters financial, proceed with caution. Do your research and seek professional advice.

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