minimalism

Ask the Readers: Who’s Up For A Challenge?

December 2, 2018 by Mrs. 1500 9 Comments

Hey there, Mrs. 1500 today.On last week's episode of The BiggerPockets Money Podcast, we interviewed Anthony Ongaro from BreakTheTwitch. Mr. 1500 met him when he spoke at Camp FI Midwest, and really liked his story.Anthony's episode focused on minimalism, as it pertains to financial independence. One thing in particular that really resonated with me was his take on the … [Read more...] about Ask the Readers: Who’s Up For A Challenge?

Ask the Readers: Frugality versus Minimalism

July 10, 2017 by Mr. 1500 Days 63 Comments

I had this conversation with Mrs. 1500 on Saturday:Me: Why do we have a million boxes of cereal? Mrs. 1500: When I see it on sale, I stock up. Me: But we don't have a huge kitchen. We should just buy what we need for the next couple of weeks. I don't care if it costs more. Mrs. 1500:Mrs. 1500 note [after she saw this image]: "You're sleeping on the couch … [Read more...] about Ask the Readers: Frugality versus Minimalism

My goal was to build a portfolio of $1,000,000 by February of 2017; 1500 days from the birth of this blog (January 1, 2013). And hey look, I’ve since retired!

Investments only (primary home excluded)
1/1/13 (The Start): $586,043
1/1/14 (1 Yr Later): $869,635
1/1/15 (2 Yrs Later): $987,351
1/1/16 (3 Yrs Later): $1,057,961
1/1/17 (4 Yrs Later): $1,257,128
1/1/18 (5 Yrs Later): $1,527,701
1/1/19 (6 Yrs Later): $1,549,440
1/1/20 (7 Yrs Later): $2,035,040*
1/1/21 (8 Yrs Later): $3,379,746**
1/1/22 (9 Yrs Later): $4,762,642
1/1/23 (10 Yrs Later): $3,112,821

2023: Investments only
1/1: $3,112,821
2/1: $3,582,368
3/1: $3,716,852
4/1: $3,861,599
5/1: $3,694,445
6/1: $4,089,141
7/1: $4,384,858
8/1: $4,539,865
9/1: $4,468,622
10/1: $4,353,063
11/1: $4,027,929

Gains: $915,108

Overall
Gains since 1/1/2013: $3,441,886
Net worth***: $4,257,929

* The big jump between 2019 and 2020 was partly because we bought another home, but kept the previous (much more expensive) one as a rental. We have since sold it.

** Tesla.

*** Includes our primary home equity in addition to our investment portfolio.

Finally, we still have about $290,000 in mortgage debt (which I love!). No regrets about the debts!