1500 Days to Freedom

Think different and escape the rat race.

Sappy Happy Crappy Thanksgiving Post

by 74 Comments

We’re taking the rest of the week off. Please enjoy my touching, heart-warming, moving, uplifting and nausea inducing prose today.

It’s Thanksgiving week in America. Thanksgiving is the holiday where we Americans:

  • stuff our faces with even more food than usual
  • gather with family and get drunk
  • fight with family after getting even more drunk
  • watch football
  • more eating, drinking and fighting

Oh yeah, we’re supposed to reflect on our lives and consider everything that we’re thankful for as well. Brace yourselves readers; here comes one of those sappy posts where I reminisce about the year.

To get you warmed up, here is a beautiful and touching picture of Spendosaurus and Frugalsaurus on the beach in San Diego:

It's always better to be free
Feelings, nothing more than feelings

I’m thankful for my wealth

This blog is supposed to be about money, so let’s start there. The S&P 500 is only up 1.5% for 2015, so the markets aren’t going to turn in a monster year like 2013 or 2014. However, we’re members of the Double Comma Club and my portfolio sits at an all time high ($1,081,625). I’ve been kicked out of The Club at least 10 times this year, but every month we’re saving at least $5,000. Perhaps someday, I’ll be a permanent member.

Every dime that I invested in 2015 went into index funds, but I still have holdings from my days as a stock-picker. I’ll sell most of them in retirement to minimize capital gains taxes. In the meantime, these stocks continue to do well. Here is every investment over $30,000 that isn’t a total market index fund:

  • Facebook: $187,810 (up 37%)
  • Apple: $133,869 (up 7%)
  • VGT (Vanguard Information Technology ETF): $110,359 (up 7%)
  • Berkshire Hathaway: $84,112 (down 9%)
  • Google: $44,510 (up 46%)
  • Amazon: $41,443 (up 115%)

I’m fortunate that these holdings, with the exception of Berkshire Hathaway, have had an exceptional year.

Screen Shot 2015-11-22 at 11.35.21 AM
Amazon is flying high this year, very high

 

 

I’m thankful for the life I’ve built

As a blogger, I’m most famous (“famous” used in the loosest of terms here) for my Ranting. Despite my Thursday nastiness, life is pretty great:

  • Last week was my last week ever of full-time employment. I go part-time starting this week. #woot
  • Our house project still isn’t done, but we are farther along than we were last year. With my reduced work schedule, I should be able to wrap it up in 2016. #wootagain
  • I have a wife who despite her preference for keeping the thermostat at a scorching 89, is mostly sane. We share common goals and our fights are few and far between. Finding a compatible mate goes a looooooong way to happiness.
  • Everyone is healthy. Besides the nasty bugs that the kids pick up from their classmates, we have no medical issues. We visit the doctor for checkups and that is about it.
  • I love to travel and this year I’ve been all over the place. Travels include Madison (Wisconsin), Chicago, Omaha (Berkshire meeting), Charlotte (North Carolina), San Francisco, Yosemite and Pismo Beach. We have even bigger plans for 2016.
Top: The Dinosaurs take in a sunset at Pismo Beach. Bottom (left to right): Daughter building a cairn, Wisconsin Capitol building, Berkshire Hathaway meeting
Top: The Dinosaurs take in a sunset at Pismo Beach.
Bottom (left to right): Daughter building a cairn, Wisconsin Capitol building, Berkshire Hathaway meeting

 

I’m thankful for the other bloggers that I’ve had the privilege to work with

In 2015, I’ve had the opportunity to work with some wonderful people. Each and every one of you is awesome, but these posts stood out for me:

 

I’m thankful for you

I told you this was going to get sappy and here it comes. Get out the Kleenex for the tears (or towels to clean up the vomit).

This blog is almost three years old and with the exception of the few hate-mailers, it’s been spectacular sharing my journey with you. I had no idea where the blog would take me when I hit the Publish button for the first time on January 1st, 2013. Thinking back on it now, writing has exceeded all of my expectations.

I’ve learned so much and have had loads of fun meeting many of you in person. It is no exaggeration to say that this blog has changed my life for the better. Life is good.

I hope all of you have much be thankful for as well.

 

Onward and upward!

 

One more thing: My friend in Switzerland who writes over at Mustachian Post asked me how to get rich. I actually know the answer to this, but I’m warning you; the answer is probably not what you think it is. Read on.

Join the 10s who have signed up already!

Subscribing will improve your life in incredible ways*.

*Only if your life is pretty bad to begin with.

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Comments

  1. Happy Thanksgiving to you and your family!
    Jumping on the sappy bandwagon, I’m thankful for blogs like yours that keep me motivated on my FI journey. I’m just beginning and have a looong ways to go.

    Reply

    • Thanks so much for the kind words FT. Your journey may seem long, but that is all part of the fun. Every step , no matter how small, gets you a little bit closer. Stay the course and never give up.

      Reply

  2. Congratulations on the first week of part-time employment! I’m sure it feels fantastic to have reached this point in your financial lives. Mr. Money Monster and I are still a few (okay, 5, ugh) years away from having the option to go part-time or leave our day jobs. With blogs like this to keep us motivated, we will surely reach our goals. With that said, Thank You is in order to both of you for writing this motivational, yet entertaining financial blog. Long live Spendosaurus and Frugalsaurus! Enjoy your turkey day!

    Gobble Gobble!
    Mrs. Mad Money Monster
    Mrs. Mad Money Monster // @madmoneymonster recently posted…Holiday Cleaning…Ho, Ho, HoMy Profile

    Reply

  4. Oh wow, I think your wife and I may be from the same planet. Does she by chance own a hot water bottle? If not, let me just tell you/her that this is one of the most amazing inventions ever. Whenever I’m hanging out in the house in the winter, I heat up some water, fill up my hot water bottle, and sit under a blanket with the hot water bottle in my lap. It stays warm for a long, long time, and is very cozy, removing the need to turn the heat up super high. You can order ones from Amazon that come with a fleece cover (which in my opinion is a necessity). I learned about the amazingness of hot water bottles when I lived in China with no central heating — everyone there owns one.

    Happy Thanksgiving! And congrats on your last week of full-time work! 🙂
    Sarah Noelle @ The Yachtless recently posted…The Great Laundry CalculationMy Profile

    Reply

  5. Happy Thanksgiving to the 1500 family! May your drinks be even stronger when fighting with family this year!

    But in seriousness, I think I speak for mostly everyone when saying thank you to both of you for this blog. Who knew that personal finance could be as entertaining and interesting as you both make it! Also – Congrats on leaving the full-time work world!
    Thias @It Pays Dividends recently posted…Dividend Payout #18 – Shape Your BrainMy Profile

    Reply

    • Hey Mrs. FW! The Mrs. and I had great fun meeting you too! I cannot wait for the next one.

      And you have something kind of big happening any day, right? Remember what you have to do if Babywoods should arrive on Sunday! (Carla?)

      Reply

  9. Congrats on going part time! That is a big step and I look forward to reading your thoughts about the transition and new found free time!

    Reply

  11. Happy Thanksgiving. Thanks for a year of great humorous and educational posts. Have fun with the in-laws, don’t push your crazy uncle too far over the edge. Congrats on going part-time, one step closer to RE!

    Reply

    • Thanks OK! If I don’t return after the holiday, you know something went terribly wrong and no one would bail me out of jail.

      Reply

  13. I cannot believe that Des Moines was not on your list of great places you visited this year! I am sure you will put it on your 2016 bucket list.
    Congrats on going to PT work, which leads to FT awesome, and hopefully more rants. Because if you can’t have fun and laugh at stuff, then what is all this stress and angst worth?
    Hope you and all the 1500 clan and readers have the bestosaurus Thanksgiving ever!

    Reply

    • “Bestosaurus!” That is the best thing I’ve read all day!

      I actually do like Iowa/Des Moines, but had little time to stop there this year. Next July, on the way to Wisconsin, I’ll be spending the night in Decorah.

      Reply

      • There are not a lot of places to stay in Decorah.

        But, there is a good BBQ – Old Armory BBQ. Beef brisket, yum! Make their own sauces, low and slow smoked meats.

        If you have time for a quick meal / refreshment stop in Des Moines, let me know. Or you can pick me up and I’ll go to Jim’s place with you. I can be your crazy aunt Harriet!

        Reply

  16. Happy Thanksgiving to your family. You’re right, too many people just over-eat and over-consume on Thanksgiving and totally forget the meaning behind this holiday. Being the backward Canadians, we already celebrated Thanksgiving in October. We were very thankful for having a great year and having great health.
    Tawcan recently posted…So my parents called me boring… take twoMy Profile

    Reply

  18. Cheers to a great 2015 and finishing it off on a strong note. Glad I was able to have a beer and a pizza, talk finances and blogging, and most importantly have someone else listen to my ramblings besides the wife….poor women

    Hope to see you again in 2016, personally I hope to test out the tree fort!

    Reply

    • Thanks Jim! That interview was a load of fun. Perhaps, we’ll do a part 4 some day. I have all kinds of twisted new queries for you…

      Reply

  22. “Last week was my last week ever of full-time employment. I go part-time starting this week.”

    Congratulations!

    (Thinking back of your posts at the beginning of the year, it did not sound like you would take the jump.) I am happy for you! May I ask, how many hours you work per week now?

    Although we do not celebrate it in Germany (but Black Friday is here now) – happy Thanksgiving for you and your family! And a big hooray for the finished house project.

    Reply

    • Hi Thomas- I’m only going down to 32 hours per week, but I think it will make a huge difference. Eight hours, especially when the children are in school, will be very valuable time for me to finish projects. And when the children are our of school, I have all sorts of fun stuff planned to do with them.

      Reply

  23. Congrats on moving to part-time, that is awesome! I think the freedom gained from saving $x dollars per month is well worth the journey. I have many friends that will work til age 70, but are happy the way things are in their situation. Asking them to increase their savings rate would almost be offensive!

    I have actually started spending a bit more lately. I have to say I am thankful for a wife that tolerates my push to save more, but small consumer relapses (for the record- she has them more than I do though).
    Vawt recently posted…Amazon Prime- AgainMy Profile

    Reply

    • Thanks Vawt! Part-time is going to be great. It is still 32 hours per week, but those 8 new hours are going to be incredible. I’ve been going full-throttle for 15 years. Time to start to slow it down!

      Reply

  24. Happy Thanksgiving Mr. and Mrs. 1500! If you’re travels ever bring you down to San Antonio, drop me a line. I know all the best places to get margaritas!

    Reply

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